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Mansfield
                                  MORTGAGE                                        Begbie

                                                                                  Associates
                                                AND




               INSURANCE SERVICES



       Have you received, or are you to expecting to receive, a
       letter informing you of an increase in your monthly mort-
       gage payments?



       If so, you are not alone. Thousands of people are having to

       pay an increased amount to their mortgage lenders due to
       the once-yearly change in payment levels, taking the inter-
       est rate increases in 1989 into account.



       We can help you with free advice and quotations regarding
       our major link-up with one of the four largest Building

       Societies in the U.K. They operate a low-start scheme for
       mortgages and remortgages where, via ourselves, the in-
       come multiples are higher than normal.


       THIS IS NOT A DEFERRED INTEREST 'ROLL-UP SCHEME WHERE

         YOU END UP OWING MORE MONEY THAN YOU STARTED WITH!

       With this Building Society loan you could use your equity to subsidise your
       payments in the early years. Using £5,000 of your equity you would be able to
       save £229 per month in the first year, e.g. on a mortgage of £45,000 at 14.5%
       (variable rate), you could reduce your monthly payment to £284.37 (interest
       only), subject to status. A saving of £169 per month.


       This could take away any financial worries enabling you to look forward to a more
      stable way of life. There are no hidden clauses and you may like to find out how
       much you could save. If so, please ring either of the numbers below.

                  WE CHARGE NO ARRANGEMENT FEES


                   Swindon 873369 (2 lines) or 827725.

                 We also cater for all other types of insurance including
           Pensions, Savings, Motor, Commercial and Household policies.
           Appointed Representative of Cornhill Insurance Group, member of  4A(?J3) and I.M.R.0.

            REMEMBER: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE
                                       OR OTHER LOAN SECURED ON IT.
                  This information has been inserted to comply with the new Advertisement Regulations 1989
                                     made under the Consumer Credit Act 1974.


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