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Mansfield

        a   MflB                    MORTGAGE                                        Begbie
              Associates
                                                                                    Associates
                                                 MI)




                 INSURANCE SERVICES


         Have you received, or are you to expecting to receive, a

         letter informing you of an increase in your monthly mort-
         gage payments?



         If so, you are not alone. Thousands of people are having to
         pay an increased amount to their mortgage lenders due to

         the once-yearly change in payment levels, taking the inter-
         est rate increases in 1989 into account.



         We can help you with free advice and quotations regarding
         our major link-up with one of the four largest Building
         Societies in the U.K. They operate a low-start scheme for

         mortgages and remortgages where, via ourselves, the in-
         come multiples are higher than normal.


         THIS IS NOT A DEFERRED INTEREST ROLL-UP' SCHEME WHERE
           YOU END UP OWING MORE MONEY THAN YOU STARTED WiTH!


         With this Building Society loan you could use your equity to subsidise your
         payments in the early years. Using £5,000 of your equity you would be able to
         save £229 per month in the first year, e.g. on a mortgage of £45,000 at 14.5%
         (variable rate), you could reduce your monthly payment to £284.37 (interest
         only), a saving of £169 per month.

         This could take away any financial worries enabling you to look forward to a more
         stable way of life. There are no hidden clauses and you may like to find out how
         much you could save. If so, please ring either of the numbers below.


                    WE CHARGE NO ARRANGEMENT FEES

                      Swindon 873369 (2 lines) or 827725.

                    We also cater for all other types of insurance including
              Pensions, Savings, Motor, Commercial and Household policies.
             Appointed Representative of Cornhill Insurance Group, member of  0 UtiT   and I.M.R.O.

               REMEMBER: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE
                                          OR OTHER LOAN SECURED ON IT.
                    This information has been inserted to comply with the new Advertisement Regulations 1989
                                       made under the Consumer Credit Act 1974.
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