Page 21 - link magazine

NEWS & VIEWS 21
Bouncy way to raise cash PB PLUMBING
The Thamesdown Branch of the Pre-School Playgroups Association L_ 6— ALJ%cER
launched their new inflatable at Westlea playgroup in May. The bouncer SERVICES
has been donated by Burmah Fuels Ltd. so that pre-school groups have a LOCAL HEATING
good way of fund raising. • Boilers Serviced
The inflatable is available to playgroups and toddler groups who are PLUMBING • Pump
members of the branch. To book, telephone the PPA on 611145. Fitting Service
&
Thamesdown's Mayor Councillor Eric Smith inaugurates the new inflatable with • Water
the help of Burmah Community Relations Executive Liz Rouse and children from GAS INSTALLER Softeners
Westlea playgroup Fitted
C.O.R.G.I.registered • Washing
"From tap re-seating Machines and —
to whole house heating" Dishwashers Installed
Showers installed at Tel: (0793)
reasonable prices
Tel: 538901 642995

SWINDON SOFT WATER CENTRE
Makes water softening simple
No. 1 Best selling water softener in the UK
KINETI

The world's most advanced fully automatic non-electric meter-controlled system
Showroom at 260 Ferndale Road, Swindon
Call BRIAN COX on SWINDON 527172
Don't miss out on stamp duty savings

The housing market is showing signs of life and with the recent interest Carolyn Phil I i pp o BA(Arch) Architectural Designer
rate drop, moving house is becoming more attractive. However the
substantial savings to be had from the suspension of stamp duty will run
Personal Service for all your Building Plans
out in August. Now's the time to act says local Mortgage advisor Mike
Local Authority Approvals
Rees of Mansfield Begbie Associates Domestic Extensions & Alterations a Speciality
Following the general election re- year old employed first time buyer, Period & Modern
Independent Kitchen Design
sult and the optimistic economic although each case is assessed indi-
forecasts, interest rates have again vidually. Swindon 616605 (Freshbrook) Enquiries welcome anytime
been reduced with many lenders Another question we are asked
offering discounts, particularly for constantly is 'What do we do with
first time buyers, which reduce the our existing endowment policies?' I
interest rates down to below 9%. would state categorically that exist-
For example, £50,000 at 8.95%, inter- ing policies should be kept going as ERMIN
est only, would cost £316.97 per the only person likely to benefit from
month for the first 12 months, and the sale of a completely new con-
then £377.19 per month from then tract would be the sales representa- WINDOWS
on, subject to further rate changes. tive advising you. A small top-up
There are also fixed rate loans avail- contract should be put in place where St
able from 9.25% for up to 5 years. necessary, ideally to run with the
Whetheryou area firsttimebuyer term remaining under the existing
looking for 100% loans or seeking to endowment(s).
raise capital by remortgaging, it is Another aspect of financial serv-
clearly a good idea to seek advice ices advice is the subject of fee-charg-
from a broker who is not linked to ing by the broker for advice given
just one lending institution. It's best up to and including thedateofmort-
to consider the wide range of gage completion. This can be as
schemes available from number of high as 1% of the loan arranged! For conservatories and windows in uPVC
high street lenders, because you then Mansfield Begbie Associates area or aluminium with hardwood surround
have a choice of schemes that may Company that DO NOT charge ar-
only be available to valued intro- rangement fees. If you or your
ducers, such as Mansfield Begbie friends have any queries on mort-
Associates, to one of the leading high gages, pensions or insurance in gen-
street building societies. erally, please contact Mike Rees on
There is also the choice of mort- 873369 for advice and a free no obli-
gage that you decide to takeout, e.g. gation quotation.
repayment, endowment or pension Mansfield Begbie Associates are
linked which is very important and Appointed Representatives of
can vary depending upon the ages Corlihifi Insurance Marketing Group
of the borrowers, the size of the loan (members of Lautro and IMRO) in
and the type of employment a bor- relation to life assurance, pensions
rower finds himself in, i.e. a self- and unit trust business only.
employed builder aged 40 years old All mortgages are subject to sta- Call Brian Smith
looking to borrow £60,000 would tus. Remember, your home is at risk SWINDON 824419
generally be far better suited to a if you do not keep up repayments or 87a Ermin Street, Stratton St. Margaret Swindon.
pension linked mortgage than a 25 other loan secured on it.