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MORTGAGE Mansfield

Begbie

Associates
&

INSURANCE SERVICES

CAN WE HELP YOU MAKE

THE RIGHT MOVE IN 1995?

Whether you are moving house

or thinking of re-mortgaging your present property,

we may be able to help you

We have special discounts available NOW!!

First time buyers For example, £50,000 would cost £143 per month interest
only net of MIRAS (excluding insurance). This is a
3.9% (APR 4.2%) for
discount of 4.2% for the first year.
one year (variable)

00. Fixed rates For example, 2 years fixed rate at 7.65% (APR 7.99%)
and 5 year fixed rate 8.99% (APR 9.4%)

If you already have Don't worry Cashbacks of up to £6,000
are now available for housebuyers and those seeking
a mortgage to re-mortgage.

100% mortgages now available for first and second time buyers

You tell us what your requirements are and we will try
to provide the arrangements to suit your individual needs
Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
For free advice and further information, call us now on

Swindon 873369

Mansfield Begbie Associates represents only Cornhill Insurance PLC for life assurance and pensions business.
Cornhill Insurance PLC is a Member of Lautro." A life assurance policy may be required.
QeSt broker fees of up th Mon the advance stay be charged atcompfetron deperrding on the type of product" esodri period,Rate opryded is 3.9%PA (4.1% APR) rra- one year. APR is variable. Rates may cay. A written qooto000 00 foans can
be obtained on request.only available or persons 18 yeas of age mom. Subject or etaus. Subject or non current lending criteria. A 4.2% reduction applied to he earlobe base rnoeqage rate, currently 8.1%. Those applicants benefiting from this
special discount who redeem their mortgage uslOrirt three yeas from the date of completion w6 be charged an additional two months interest This charge tsdl be reimbursed If a new mortgage is then taken out with the Society. Example: A married
om.prfe aged 30 years and 28 yeas both non-smokers, applprrg foe an erdonr,nont nrortgoge of £50,000 so.. a 25 yea form (300 monthly peysnorra(, completing before 31 December 1994 secured agerrrsr a property being purchased for £55000.
300 monthly mortgage payrrrenm net of too of £143. Monthly endowment premiumof £74.96. Total mount payable £99,835. calculated to include: Valuationfee £140. This calculation is based on the assumption that the discounted roth will apply
throcgfroot the born of the foal. Manerrom loon £150,000. The 3.9% rate applies to bane op toad Wtdcdng 95% of the purchase price or oin.tatrofl, whichever is the beer. The discounted raw is applicable for one year after w$ridr Inn then
current raw will apply. When an applicant Is borrowing more than 75% the Society will require aidilond security. This Is oscofly in" form of a Risk Charge.
REMEMBER: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT
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