Page 9 - link magazine

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It may help with those /

unexpected costs when you

move into your new home

Mansfield Begbie Associates are pleased
to offer Link magazine readers the benefits of a wide variety

of mortgage schemes to suit all needs.

First time buyers special We can also arrange very attractive discounts available with
cashback for first time buyers. For example, £50,000 would
3.5% (APR 3.79/6) for one year (variable)
cost £128.33 per month interest only net of MIRAS (excluding
insurance). This is a discount of 4.25% for the first year plus a
cashback of £400 plus refund of survey fee at completion.

Fixed rate bargains For example, 2 years fixed rate at 7.25% (APR 7.6%)
and 4 year fixed rate 8.85% (APR 9.4%)

If you already have Don't worry Cashbacks of up to £3,000
are now available for housebuyers and those seeking to
a mortgage re-mortgage.

Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
For free advice and further information, call us now on
Mansfield
Swindon 873369 Begbie

(2 lines) Associates

MORTGAGE & INSURANCE SERVICES

"Mansfield Begbie Associates represents only Cornhill Insurance PLC for life assurance and pensions business.
Cornhill Insurance PLC is a Member of Lautro." A life assurance policy may be required.
Cvedrttwoker tees of up 51% on the adoonce maybe charged atcornpteboe depending on the" of product and oredit peod.Rate appllod is 3.5%PA (3.7% APR) for one year. APR is variable. Rates may vary. A ssnitten quotation on leans cart
be obtained on request Only available or persons 18 years of age mover. Subject or stasis. Subject or out current lendIng criteria. A 425% reduction app8od S the variable base mor%age rate, amrenly 7.75%. Those applicants beneflrig tram
this special discount who redeem thele morage within three years boon the dare of completion will be charged an aridloonle we months interest This drarge anti be reimbursed it a new mortgage is then tame out with the Soroery. Eaanrple A
married couple aged 30 years and 28 years, both non-smokers. applying for an endowment mortgage of £50,000 over a 25 year term (300 monthly payments), completing before 30 September 1994 seamed against a property being purchased for
£55,000. 300 monthly mortgage payments net at So of £128.33. Monthly endowment premium of £74.96. Total mount payable £95,434. Calculated to include: Valuation tee £140. This cabtdaiun is based on the assmerrpion that the discounmd
raw art apply throughout fie term 01 the loan. Maximum bar £150,000. The 35% rate applies to loans op or and including 93% of the purchase price or valuation. whichever is the lower. The discounted raw is applicable to, one year, after which
the then current rate all apply. When an applicant is borrowing more than 75% the Society will require addiloflle security. This is usually in the form eta Risk Cbange,
REMEMBER: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. 1