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4~~                   MORTGAGE                                      Mansfield
               "New
             M     B                                                             Begbie

                                                                                 Associates
              Asoc'aIes                              &

                 INSURANCE SERVICES






         CAN WE HELP YOU MAKE




       THE RIGHT MOVE IN 1995?




                              Whether you are moving house
             or thinking of re-mortgaging your present property,

                                 we may be able to help you


    We have special discounts available NOW!!


                                                  For example, £50,000 would cost £143 per month interest
          First time buyers
                                                  only net of MIRAS (excluding insurance). This is a
          3.9% (APR 4.2%) for
                                                  discount of 4.2% for the first year.
          one year (variable)

                                                  For example, 2 years fixed rate at 6.49% (APR 6.8%)
            ixed rates
                                                  and 5 year fixed rate 8.99% (APR 9.4%)



                                                  Don't worry
                                                                   Cashbacks of up to £6,000
          If you already have
                                                  are now available for housebuyers and those seeking
          a mortgage 	                            to re-mortgage.

       100% mortgages now available for first and second time buyers


                        You tell us what your requirements are and we will try
                      to provide the arrangements to suit your individual needs

             Mansfield Begbie Associates can arrange mortgages  with the majority of building societies and banks in  the UK.
                       For free advice and  further information, call us now on


                 Swindon 873369


              Mansfield Begbie Associates is an introducer appointed representative to Cornhill Insurance PLC for life assurance and pensions business.
                            Cornhill Insurance PLC is a member of the PIA. A life assurance policy may be required.
   Credrt keoker tees of pp so 1% on the advance may be charged at completion dependreg on the type of product aol eredit pedod.Rate applied is 3.9%PA (4.1% APR) foe one year. APR Is variable. Roles may vary. A Imittee qoof050n on bats can
   be obtained on request. Only available at persons 18 yeas of age or over. Subject at stabs Subject at our moment lerofleg criteria. A 4.2% reduction applied to tte oaLolae base mortgage rate, momenty 8.1%. Those applicants benofilstg hoer he
   epocis discoont who redeem their nroega9e oeasn tcee years from the dale of corrrptolton we be drarged an atk9londi two ,00etts interest The charge will be reimbursed ifs new rnoeage I. then token out ale the Society, Example:  A r,ra,ried
   couple aged 30 years ad 28 yeas, both non-smokers, ppçdpeg toe on eroflowerent mortgage of £50,000 over a 25 year term (300 monthly payments), oornpletrg betore 31 December 1994 secored against a property bekrg paheacod for £55,000.
   300 monthly  mortgage payments net  of tax of £143. Monthly eedorsnrent premium of £7496 Toll wmrourfpayrbde £99,035. calculated to imodede: Valuation lee £140. The hewla000 Is based on the assumption that the disonoerled male rsrl apply
    a'eoogrrost the bern of the oar.  Maonrare loon £150,000. The 3.9% rate apples to oats pp at and thdbarg 95% of the poedrase peon a valuation, w*4theeor Is the tome,. The dicoorarled tale is  qode for erie yew, abet *tddm the then
                      current tale will apply. When an applicant is boeroweng more than 75% the Sociely *I require Edilonis sxily. This is ttsuy In the lever eta Risk Cone.
           REMEMBER' YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT
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