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MORTGAGE                                      Mansfield

         fiM 	 B
                                      SERVICES                                   Associates
             Associates




                   MOVING HOUSE?




       WORRIED ABOUT INTEREST RATE INCREASES?

                            LOOKING FOR STABILITY?



     Whether you are moving house or thinking of re-mortgaging

              your present property, we may be able to help you


    We have special discounts available NOW II



          First time buyers                       For example,   £50,000 would cost £154 per month   interest
                                                  only net of MIRAS (excluding insurance). This is a
          4.2% (APR 4.5%) for                     discount of 4.2% for the first year.
          one year (variable)*

          5.90% (APR 6.2%) for                    For example,   £50,000 would cost £215.50 per month
          two years (variable)*                   interest only net of MIRAS (excluding insurance).
                                                  This is a discount of 2.5% for the first two years.
          *L400 cashback on completion

         Fixed rates                              For example, 2 years fixed rate at 5.99% (APR 6.3%)
                                                  and 5 year fixed rate 8.99% (APR 9.4%)


                                                  Don't worry
                                                                   Cashbacks of up to £6,000
     00.   If you already have                    are now available for housebuyers and those seeking
         a mortgage 	                             to re-mortgage.

       100% mortgages now available for first and second time buyers


                        You tell us what your requirements are and we will try
                      to provide the arrangements to suit your individual needs


             Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
                      For free advice and further information, call us now on

                 Swindon 873369


                   "Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                 CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business.
   Credit broker fees 01 up to 1% on the advance may be charged at completion depending on the type of product and credit period. Rate applied is 4.2%PA (4.5% APR) lot one year. APR Is variable. Rates may vary. A written quotation on loans can
   be obtained on request. Only available to persons 18 years of age or over. Subplot to status. Subject to our current tending criteria. A 4.2% reduction applied to the variable base mortgage rate, currently 8.4%. Those applicants benetitling from this
   special discount who redeem their mortgage within three years from the date of completion will be charged an additional two months interest. This charge will be reimbursed it anew mortgage Is then token out with the Society. Example: A married
   couple aged 30 years and 28 years. both oon.smokers, applying for an endowment mortgage at £50,000 over 025 year term (300 monthly payments), completing before 30 June 1505 secured against a property being pumhased for £55,000. 300
    monthly mortgage payments not of tax at £t 54, Monthly endowment premium 01 £14.96  Total amount payable £103,145, Calculated to include: Valuation tee £150 This calculation is based on the assumption that the discounted rate will apply
    throughout the term of the loan. Maximum loan £150,000 The 4.2% rate applies to loans up to and Including 95% of the purchase price or valuation, whichever Is the lower. The discounted mete Is applicable for one year, alter which the thee
                      current rate will apply. When an applicant Is borrowing more than 75% the Society will requite additional secarlty, This Is usually In the to= of  Risk Char.e,
          REMEMBER YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTt ON A MORTGAGE OR OTHER LOAN SECURED ON IT
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