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Mansfield
                                    MORTGAGE
          i

                                                                                 Begbie

                                      SERVICES                                   Associates





                   MOVING HOUSE?




       WORRIED ABOUT INTEREST RATE INCREASES?


                            LOOKING FOR STABILITY?



     Whether you are moving house or thinking of re-mortgaging

              your present property, we may be able to help you

    We have special discounts available NOW!!




          First time buyers                       For example,   £50,000 would cost £132.71 per month
                                                  interest only net of MIRAS (excluding insurance). This is
          3.5% (APR 3.9%) for                     a discount of 4.9% for the first year.
          one year (variable)*

          5.90% (APR 6.2%) for                    For example,   £50,000 would cost £215.50 per month
          two years (variable)*                   interest only net of MIRAS (excluding insurance).
                                                  This is a discount of 2.5% for the first two years.
          *400 cashback on completion

         Fixed rates                              For example, 2 years fixed rate at 4.99% (APR 5.3%) and
                                                  4 year fixed rate 7.99% (APR 8.4%). (Max loan to value 80%)

                                                                   Cashbacks of up to £6,000
          If you already have                     Don't worry
                                                  are now available for housebuyers and those seeking
         a mortgage 	                             to re-mortgage.


       100% mortgages now available for first and second time buyers


                        You tell us what your requirements are and we will try
                      to provide the arrangements to suit your individual needs

             Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
                      For free advice and further information, call us now on

                 Swindon 873369


                   'Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                  CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business'.
   Credit broker fees of up to t% on the advance maybe olsorgod at completion depending on the typo of product and credit period. Rate applied is 3,5%PA (39% APR) for one year, APR is variable. Rates may vary, A written quotation on loans 000
   be obtained on request. Only available to persons 18 years of age or over. Sot,oct to status. Subplot to our current lending criteria. A 4.8% reduction applied to the variable base mortgage rate, currently 8.4%. Those applicants bcoetiltirrg from this
   specialdiscount who redeem their mortgage within three years from ISO date of completion will be charged an additional two months interest. This charge will be reimbursed 8 a new mortgage is than taken out with the Society Example A married
   couple aged 30 peers and 28 years, both non-smokers, applying for on endowment mortgage or £50,000 over a 25 year term (300 monthly peynreots). completing before 30 November 1995 secured against a properly Smog yoroh050rl for E55,000
    300 monthly  mortgage payments net of tax of £132.7t. Monthly endowment yrorniarn of C74 96 Total etrtmaft payable LI 12,451. calculated to include: Valuation tee £150 This calculation is based on the assumption that the discounted rate will
   apply throughout the term of the loan. MaebnLan Nov £150,000. The 3.5% rate applies to boos cay to and Including 95% or the purchase price or valuation, whichever is the tower. The discounted rate is applicable for one year, alter which the then
                      current rate w apply. When an applicant is borrowing more than 75% the Society emS require additIonal earsatty. This Is usual in the torn, of a Risk Cho
          REMEMBER: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT
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