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MORTGAGE                                     Mansf ield
                                                                                 Begbie
                                       SERVICES                                  Associates

                                    Serving the community since 1987

      LOOKING TO REMORTGAGE?


       Take advantage of recent interest rate reductions we can offer

                           LOOKING TO MOVE?


                          Competitive rates • Greater stability


           Whether you are moving house or thinking of re-mortgaging
                   your present property, we may be able to help you


    We have special discounts available NOW!!


                                                  For example, £50,000 would cost £79.24 per month
          First time buyers
                                                  interest only net of MIRAS (excluding insurance).
                                                  This is a discount of 4.9% for the first year.
          2.09% (APR 2.4%) for one year (variable)*
                                                  For example, £50,000 would cost £170.24 per month
          4.49% (APR 4.8%) for two years (variable)*
                                                  interest only net of MIRAS (excluding insurance).
          * £400 cashback on completion           This is a discount of 2.5% for the first two years.

                                                  A 3% discount for one year, PLUS a 3% cashback.
          Now available:                          For example, £50,000 at 3.99% (APR 4.3%) would cost
          Combination Discount Cashback           £151.29 per month   interest only net of MIRAS (excluding
                                                  insurance), together with a £1,500 cashback on completion.

                                                  For example, 2 years fixed rate at 4.99% (APR 5.1%) and 3
          Fixed rates
                                                  year fixed rate 6.85% (APR 7.2%). (Max loan to value 95%)

          If you already have                     Don't worry 	Cashbacks of up to £6,000 are now
                                                  available for housebuyers and those seeking to
          a mortgage 	                            re-mortgage.



       100% mortgages now available for first and second time buyers

                    You tell us what your requirements are and we will try
                  to provide the arrangements to suit your individual needs

        Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.

                        For free advice and further information, call us now on
                  Swindon 873369


                   "Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                 CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business'.
   Credit broker lees 01 op to 1% on the advance maybe charged at completion depending no the type of product and credit period. Rate applied is 2.09%PA (24% APR) for 004 year. APR is variable Rates may uary. A Wntteo quotahhO 00 loans CaO
    be obtained on request. Only available to persons 18 years 01 age or over. Subject to status Subject to our current lending colello. A 4.9% reduction applied to the variable base mortgage rate. currently 699%. Those applicants benetittiog from
     this spu-tai discount who redeem their mortgage within tour years from the dote of completion will he Charged an additional sic months Interest This charge will be reimbursed it 000W mortgage is then taken out with the Society Example A
   rnantOd Couple aged 30 years and 28 years, both non-smokers. applying for an endowment mortgage of £50,004 over a 25 year term (300 monthly payments), completing before 31 September 1996 secured against a property being purchased for
   £55000 300 monthly mortgage paynreols net Cl tax of £7924 Monthly endowment premium 01 C74,96, Total amount payable C96.415 Calculated to isoludo valuation tee E155 This calculation is based on the assumption that the discounted rate
   will apply throughout the teen of the loan. Maximum loan £150,000. The 204% rate applies to loans up to and including 95% of the purchase price or valuation. whichever is the lower. The discounted rate is applicable for one year, after Which the
                     960 current rate will apply. When an applicant is borrowing more than 75% the Society will require additional secunly This is usually in the form of a Risk Charge
          REMEMBER: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT
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