Page 9 - link magazine

MORTGAGE Mansfield

Begbie
SERVICES Associates

Serving the community since 1987

Mansfield Begbie Associates
would like to thank all their clients
for their support during 1996
and wish all Link readers a very
Merry Christmas and a Prosperous New Year

LOCAL MORTGAGE ADVICE

AT A TIME THAT SUITS YOU

Whether you are moving house or thinking of re-mortgaging

your present property, we may be able to help you

We have special discounts available NOW!!

For example, £50,000 would cost £79.24 per month
First time buyers
interest only net of MIRAS (excluding insurance).
This is a discount of 4.9% for the first year.
2.09% (APR 2.4%) for one year (variable)*
For example, £50,000 would cost £170.24 per month
4.49% (APR 4.8%) for two years (variable)*
interest only net of MIRAS (excluding insurance).
* £400 ca hbock on completion
This is a discount of 2.5% for the first two years.

A 3% discount for one year, PLUS a 3% cashback.
Now available:
For example, £50,000 at 3.99% (APR 4.3%) would cost
Combination Discount Cashback £151.29 per month interest only net of MIRAS (excluding
insurance), together with a £1,500 cashback on completion.
(Maximum loan to value 85%)

For example, 2 years fixed rate at 4.99% (APR 5.1%) and 3
Fixed rates
year fixed rate 6.85% (APR 7.2%). (Max loan to value 95%)
Cashbacks of up to £6,000 are now
Don't worry
If you already have
available for housebuyers and those seeking to
a mortgage re-mortgage.

100% mortgages now available for first and second time buyers

You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs

Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
For free advice and further information, call us now on
Swindon 873369

Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business'.
cmvii broker teas of up to 1% on the advance may be charged at completion depending on Use type of product and credit period. Rate applied Is 2.09%PA (2.4% APR) for one year. APR is variable. Rates may nary. A written quotation on Icons can
be ohtoned on request, Only available to persons to years of age or over, Sub4oct to status. sob)ect to our current lending criteria Ad 9% reduction applied to the variable base mortgage rate, currently &9W6 Those applicants banettttirrg from
this special dIscount who redeem their mortgage within four years from the date of completion will be charged an additional 00 months Interest This charge will be rerwbursud it a new mortgage is than taken out with the Society Example A
cr00104 couple aged 30 years and 20 years, both non-smokers, applying loran endowment mortgage 01 £50,000 over 25 year term (300 monthly payments), completing before 3tJanuary 1997 secured against a property being purchased or
£55,000 1030 monthly mortgage payments net of too or £7924. Monthly endowment premium of £74.96. Total amount payable £96,4t5 Calculated to include valuation tee Pt 55 This calculation Is based on the assumption that the discounted rote
will oppiy throughout the tonn or the loan. Maolrnorn loan El 50,000. The 2.09% rota applies to loans up to and Including 05% of the purchase price or valuation, whichever is the lower. The discounted rota is applicable for one year, attar which the
than current rate will apply. When an applicant Is borrnwlng more than 75% the Society will reqmire additional security. This is usually in the form of Risk Charge,
REMEMBER: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT

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