Page 25 - link magazine

The Link Magazine. February 1996
25
Ready to garden Waiting for Planning your Talbot
The Garden Society get together better weather /i y
for their first meeting of '96 at the Congratulations to the Ladies team weauingflowers lf hotograT
Haydon Centre on Tuesday 27Feb- from Haydon Wick Bowling Club Specialists in
ruary from 730pm. Bedding is who finished third from top in the Wedding Photography
this month's topic with guest Swindon & District League after silk flowers, wedding
speaker Bert Hoare of Greatfield their first season. bouquets and posies. with the
Nurseries. Members are reminded Last year was particularly good With no High Street personal service
that annual subscriptions of £1 are for the club due to the exceptional premises our costs are
due and the meeting is open to weather. Hopes are high that the very competitive.
anyone wishing to find out more sun will shine on the '96 Outdoor Brochure on Request
about the society. League. Home choice service (md
The club has had an influx of evenings & weekends)
Jumble. Sale new members, but memberships Bloomers Telephone Tod Clark
are still available for newcomers. Cirencester
Saturday 10 February, 2 - 4pm For more details ring Duncan of Swindon
01285
Lydiard Millicent Parish Hall Harper on 644239. Tel: (01793) 535649
860667
Refreshments and raffle Musicians wanted
Admission 25p
Donations of jumble will be • A blues/boogie-woogie piano
gratefully received on the day player who can improve a swinging
from 12 noon. Call Pat Russell 8 year olds style. DREAM
on 771116 to arrange collection • Acoustic musicians and singer
Organised by The Lydiards interested in making music. CARS
Flower & Produce Society Call Linda Lee on 873329. ,00
'J
000
To purchase or re-mortgage?
Take advantage of low rates in 96 WHITE ROLLS ROYCE,
JAGUAR & ROVER
Even though present mortgage interest rates
are at their their lowest for 30 years, they still Fully chauffeur driven,
haven't had the desired effect the Government air conditioned cars
151 HIGH STREET
hoped for on the housing market, writes Mike Contact: (01793) 762117 WOOTTON BASSETT
Rees, of Mansfield Begbie Associates, West
Swindon's long established mortgage and in- Mobile: 0860 683205
surance brokers.
The confidence factor is missing to avoid early redemption penal-
with the economy in general, and ties. However, some of these pen-
it could take up to another 12 alties can be avoided if the loan is Buying or hirin
months before it returns to some 'portable'.
semblance of normality, although There are so many deals avail-
obviously house prices will prob- able in the market at present that your bridal wear?
ably remain fairly static in this using a broker to select the deal
period. A recent survey by a major that is best for you now makes Then come and visit us
building society suggests a 3% rise more sense than ever before.
in prices this year, which although For home owners wanting to to discuss your needs.
small, is still a move in the right move but finding themselves stuck
direction. in the 'negative equity trap,' some Prices to suit all pockets.
As this has had a downward good news. Some of the larger
effect on levels of mortgage busi- lenders have now finally brought Situated at the bottom
ness, lenders are offering very at- out new criteria for negative eq- of Victoria Road, above
tractive packages for those wish- uity mortgages allowing borrow- House of Flowers,
ing to move house or remortgage. ers to 'carry' the negative equity
Interest rates and discounts have with them to a new property. The we offer a wide range
never been as good as they are at terms are very strict, with lower of designs from
present, particularly for those income multiples and the need for
Alfred Angelo,
home owners who are not looking excellent credit records, but at last
to move but would like to reduce there is some positive movement Romantica and
their monthly outgoings. to help the many thousands of peo- Hilary Morgan
There are a wide variety of dis- ple in this predicament. through to
counts, cashbacks, fixed rates and, I will look at the mortgage mar-
in particular a discount/cashback ket later in the year to see if these Kelsey Rose
deal which combines both lower comments are borne out. In the and many more
payments for a period with a meantime, if anybody would like
'cashback' cheque as an added in- advice on their own situation,
centive. Even though re-mortgag- please telephone me on 01793 !atr'tatt 1st Floor, 186 - 187 Victoria Road
ing involves legal fees and possi- 873369. brtbt Swindon, above House of Flowers
bly indemnity fees, on the whole, All mortgages are subject to sta-
the savings involved usually more tus. Tel: (01793) 421068
than cover these. Remember your home is at risk Open: Mon - Fri lOam - 4pm. Closed Wed
Lenders impose certain condi- if you do not keep up repayments Sat 9am - 5pm (Evenings by appointments only)
tion and you generally need to stay on a mortgage or other loans se-
with the new lender for 3-5 years cured on it.