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Mansfield
                                   MORTGAGE

        a          B                                                             Begbie
            M
              8
      114d 	                                                                     Associates
             Associates               SERVICES
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         PLANNING A MOVE IN 96'2   1



        LOWER INTEREST RATES • GREATER STABILITY


      Whether you are moving house or thinking of re-mortgaging

              your present property, we may be able to help you


    We have special discounts available NOW 1!


          First time buyers                       For example,   £50,000 would cost £113.37 per month
                                                  interest only net of MIRAS (excluding insurance).
                                                  This is a discount of 5%  for the first year.
          2.99% (APR 3.3%) for one year (variable)*
                                                  For example,   £50,000 would cost £208.16 per month
          5.49% (APR 5.8%) for two years (variable)*
                                                  interest only net of MIRAS (excluding insurance).
          * £400 cashback on completion           This is a discount of 2.5% for the first two years.

                                                  A 3% discount for one year, PLUS a 3% cashback.
          Now available:
                                                  For example, £50,000 at  4.99% (APR 5.3%)   would cost
          Combination Discount Cashback           £189.20 per month   interest only net of MIRAS (excluding
                                                  insurance), together with a £1,500 cashback on completion.

          Fixed rates                             For example, 2 years fixed rate at 4.99% (APR 5.3%) and 4
                                                  year fixed rate 7.99% (APR 8.4%).  (Max loan to value 95%)

                                                                   Cashbacks of up to £6,000 are now
          If you already have                     Don't worry
                                                  available for housebuyers and those seeking to
          a mortgage 	                            re-mortgage.


       100% mortgages now available for first and second time buyers

                       You tell us what your requirements are and we will try'

                      to provide the arrangements to suit your individual needs

          Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
                      For free advice and further information, call us now on
                  Swindon 873369



                   Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                 CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business'.
   Credit broker tees of up to 1% on the advance may be charged at completion depending on the type of product and credit petted. Rate applied IS 2,99%PA (3.3% APR) for one year. APR Is variable. Rates may vary. A wrItten quotation on loans can
   be obtained on request. Only available to persons 15 years of age or over. Subject to status. Subject to our current lending criteria. A 5% reduction applied to the variable base mortgage rate, currentty 7.99%. Those applicants benentting from this
    special discount who redeem their mortgage within two years from the date at completion will be charged an additional tour months interest. This charge will be reimbursed it anew mortgage Is then taken Out with the Sootety. Example: A married
   couple aged 30 years and 28 yearn, both non.smokers, applying for an endowment mortgage of £50000 over a 25 year term (300 monthly payments), completing before 29 Februaryt996 secured against a property being purchased for £55,000.
    300 monthly mortgage payments net of tea 01 £113.37. Monthly endowment premium of U4,96. Total amount payable £100,654. Calculated to Include: Valuation tee £1 55. This calculation is based on the assumption that the discounted rate will
    apply throughout the term of the loan. Maximum loan £t50.000. The 2,99% rate applies to loans opts and including 90% of the purchase price or valuation, whichever Is the lower, The discounted rate is applicable for one year, alter which the
                     then current rate will apply. When an applicant is borrowing more than 75% the Society will require additional security. This is usually in the loon of  Risk Charge.
           REMEMBER: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT
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