Page 9 - link magazine
P. 9

MORTGAGE                                     Mansfield
                                                                                 Begbie
                                       SERVICES                                  Associates


                                    Serving the community since 1987

      LOOKING TO REMORTGAGE?



       Take advantage of recent interest rate reductions we can offer

                           LOOKING TO MOVE?

                           Competitive rates • Greater stability


           Whether you are moving house or thinking of re-mortgaging
                   your present property, we may be able to help you


    We have special discounts available NOW!!


                                                  For example, £50,000 would cost £79.24 per month
          First  time buyers
                                                  interest only net of MIRAS (excluding insurance).
                                                  This is a discount of 4.9% for the first year.
          2.09% (APR 2.4%) for one year (variable)*
                                                  For example, £50,000 would cost £170.24 per month
          4.49% (APR 4.8%) for two years (variable)*
                                                  interest only net of MIRAS (excluding insurance).
          * £400 cashback on completion           This is a discount of 2.5% for the first two years.

                                                  A 3% discount for one year, PLUS a 3% cashback.
          Now available:
                                                  For example, £50,000 at 3.99% (APR 4.3%) would cost
          Combination Discount Cashback           £151.29 per month   interest only net of MIRAS (excluding
                                                  insurance), together with a £1,500 cashback on completion.
                                                  (Maximum loan to value 85%)

                                                  For example, 2 years fixed rate at 4.99% (APR 5.1%) and 3
      00.  Fixed rates
                                                  year fixed rate 6.85% (APR 7.2%). (Max loan to value 95%)

          If you already have                     Don't worry  	Cashbacks of up to £6,000 are now
                                                  available for housebuyers and those seeking to
          a mortgage 	                            re-mortgage.


       100% mortgages now available for first and second time buyers

                    You tell us what your requirements are and we will try
                  to provide the arrangements to suit your individual needs

        Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.

                        For free advice and further information, call us now on
                  Swindon 873369


                   'Repxeserillaffive ory of CORNHtLL INSURANCE PLC for the purpose of effecting investment business introductions only.
                 COR*If-ftLL INSURANCE PLC is regaitated by the Personal Investment Authority for life assurance and pensions business.
   Credit broker fees of up to 1% on the advance may be charged at completion depending on the type of product and credit period Rate applied Is 2.09%PA (2.4% APR) for one year APR is oarlebia. Rates may very. A written quotation on loans can
    be obtained on request Only available to persons 18 years of age or over. Subplot to status. Subject In our current lending criteria, A 49% reduction applied to the variable base mortgage rate, currently 6.99%. Those applicants beoelrttrng from
     this specie discount who redeem theIr mortgage within four years from the date 01 completion will be charged an additional sin rrrorclhs interest. This charge will be reimbursed de new mortgage is then taken out with the Society. Example : A
   warned couple eged 30 years end 28 years, both non-smokers, applying for an endowment mortgage of £hO.000 over e 25 yeer lenn (305 rnonfhty payments), completing before 31 September 1996 secured against a property being purchased for
   £55,000 300 monthly mortgage payments net of leo of E79,24 Monthly endowment premiumof £74.96 Total amount payable £96.4 15 Calculafed to include valuation fee £155 This calculation  u based on the assumption that the discounted rate
   will
     apply throughout the term of the loan. Maximum loan F150.000. The 2.09% rate applies to loans up to and including 95% of the porchase price or valuation, whichever is the lower, The di500untod mate is applicable for one year, after which the
                     then current rate will apply. When an applicant is borrowing mom than 75% the Society will require additional security. This is usually in the loon of a Risk Charge
           REMEMBER YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT
   4   5   6   7   8   9   10   11   12   13   14