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MORTGAGE                                     Mansfield

                                                                                 Begbie
                                      SERVICES                                   Associates


                                    Serving the community since 1987



                            NEW START, NEW HOME



     62Ø
                       LOCAL MORTGAGE ADVICE FOR
                            SPRINGTIME HOME BUYERS




           Whether you are moving house or thinking of re-mortgaging

                   your present property, we may be able to help you

    We have special discounts available NOW!!


                                                  For example, £50,000 would cost £200.58 per month
          First time buyers
                                                  interest only net of MIRAS (excluding insurance).
          5.29% (APR 5.6%) for one year (variable)   This is a discount of 2% for the first year, plus £1,500
          * 3% of advance cashback                cashback. (Maximum loan to value 95%)
            on completion

                                                  For example, £50,000 at 5.29% (APR 5.6%) would cost
      111110.  All Borrowers                      £200.58 per month   interest only net of MIRAS (excluding

          5.29% (APR 5.6%) for two years (variable)*   insurance). This is a discount of 2% for the first two years.
                                                  (Maximum loan to value 95%)
          * !C250 cashback on completion


          Fixed rates                             For example, 2 years fixed rate at 5.49% (APR 5.8%) and 3
                                                  year fixed rate 6.89% (APR 7.3%). (Max loan to value 95%)


                                                  Don't worry  	Cashbacks of up to £6,000 are now
          If you already  have
                                                  available for housebuyers and those seeking to
          a mortgage 	                            re-mortgage.


       100% mortgages now available for first and second time buyers

                    NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE

    You tell us what your requirements are and  we will try to provide the arrangements to suit your individual needs
    Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in
                       For free advice and further information, call us now on

                        Swindon 772779

                   "Representative Only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                 CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business'
   Credit broker tees of up to 1% on the advance may be charged at completion depending on the type of product and credit period. Rate applied is 5.29%PA (5.6% APR) for one year. APR Is variable. Rates may vary. A written quotation on loans can
   be obtained on request. Only available to persons 18 years of age or over. Subject to status. Subject to our current tending crIteria. A 2% reductIon applied to the variable base mortgage rate, currently 7.29%. Those applicants benelitting from this
        special discount who redeem their mortgage within tour years from the date of completion will be charged an additional sic months interest. This charge will be reimbursed It   new mortgage Is then taken out with the Society.
     Example: A rrrer,led couple aged 30 years and 28 years, both non-smokers, applying for an endowment mortgage of £50,000 over a 25 year term (300 monthly payments), completing before 30 June 1997 secured against a property being
     purchased for 655.000.300 monthly mortgage payments net of taunt £200.58. Monthly endowment premium of £74.96. Total amount payable £137817. Calculated to Include valuation tee £155. This calculation is bused on the assumption
    that the discounted rate will apply throughout the leon 01 the loan. Maximum loan £150,000. The 5.29% rate applies to loans up to and including 95% of the purchase price or valuation, whichever is the lower. The discounted rate is applicable
               for one year, alter which the then current rate will apply. When an applicant is borrowing more than 75% the Society will require additional security. This is usually in the loon of a Risk Charge,
           REMEMBER YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT
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