Page 11 - link magazine

MORTGAGE Mansfield
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Begbie...
tn SERVICES Associates
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Serving the community since 1987

THE HOUSING MARKET

IS ON THE MOVE

ARE YOU?
......

Whether you are moving house or thinking of re-mortgaging

your present property, we may be able to help you

We have special discounts available NOW!!

For example, £50,000 would cost £235.08 per month
0111. First time buyers
interest only net of MIRAS (excluding insurance).
6.2% (APR 6.6%) for one year (variable) This is a discount of 2% for the first year, plus £1,500
* 3% of advance cashback cashback. (Maximum loan to value 95%)
on completion

For example, £50,000 at 6.2% (APR 6.6%) would cost
All Borrowers £235.08 per month interest only net of MIRAS (excluding

6.2% (APR 6.6%) for two years (variable)* insurance). This is a discount of 2% for the first two years.
(Maximum loan to value 95%)
* £250 cashback on completion

For example, 2 years fixed rate at 5.45% (APR 5.8%) and 3
00. Fixed rates
year fixed rate 6.69% (APR 7.1%). (Max loan to value 95%)

If you already have RE-MORTGAGE SPECIAL A fixed rate of 6.99%
(APR 7.4%) to 1/10/2000 with £600 cashback to cover
a mortgage legal and survey fees (maximum loan: 90% loan to value).

100% mortgages now available for first and second time buyers

NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE

You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs
Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
For free advice and further information, call us now on

Swindon 772779

"Representative only of COfNNILL INSURANCE PLC for the purpose of effecting investment business intmduotions only.
CONiLL INSUFtANCP PLC is regulated by the Personal Investment Authority for life assurance and pensions business'.
Credit broker fees of up to 1% on the advance maybe charged at completion depending on the type of product and credit period. Rate applied is 6.2% (6,6% APR) for one year. APR is variable. Rates may nary. A written quotation on loans can be
obtained on request. Only available to persons 18 years of age or over. Subject to status. Subject to our current lending criteria. A 2% reduction applied to the variable base mortgage tale, currently 8.2%. Those applicants benefttting from this
special discount who redeem their mortgage within tour years from the date of completion will be charged an additional sin months Interest. This charge will be reimbursed if new mortgage is than taken out with the Society.
Eoample A warded couple aged 30 years and 28 years, both non-smokers, applying for err endowment mortgage of £50,300 over a 25 year term )300 monthly payments), cnmple5ng before 30 September 1997 secured against a property being
purchased for £55,030. 300 monthly mortgage payments net of tax of £23508 Monthly endowment premium of £74.96. Total amount payable £143,267, Calculated to include valuation tee £155 and arrangement fee of £tOO. This calculation is
based on the assumption that the discounted rate will apply throughout the term of the loan. Maximum loan £150,000. The 0.2% rate applies to loans up to and including 95% of the purchase price or valuation, whichever is the lower.
The discounted rate is applicable for one year, after which the then current rate will apply. When an applicant is borrowing more than 75% the Society will require additional security. This is usually in the form of a Risk Charge.
REMEMBER: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT