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MORTGAGE                                     Mansfield
                                                                                 Begbue..
                                      SERVICES                                   Associates

                                    Serving the community since 1987


    THE HOUSING MARKET



    IS ON THE MOVE



                                                      YOU?
                                        ADC
                      000000
           Whether you are moving house or thinking of re-mortgaging

                   your present property, we may be able to help you

    We have special discounts available NOW 11



                                                  For example,   £50,000 would cost £225.61 per month
          First time buyers
                                                  interest only net of MIRAS (excluding insurance).
          5.95% (APR 6.3%) for one year (variable)   This is a discount of 2% for the first year, plus £1,500
          * 3% of advance cashback                cashback.  (Maximum loan to value 95%)
            on completion
                                                  For example,   £50,000 at 5.95% (APR 6.3%) would cost
          All Borrowers                           £225.61 per month   interest only net of MIRAS (excluding

          5.95% (APR 6.3%) for two years (variable)*   insurance). This is a discount of 2% for the first two years.
                                                  (Maximum loan to value 95%)
          * £250 cashback on completion


          Fixed rates                             For example, 2 years fixed rate at 5.49% (APR 5.8%) and 3
                                                  year fixed rate 6.49% (APR 6.9%). (Max loan to value 95%)


          If you already have                     Don't worry  	Cashbacks of up to £6,000 are now
                                                  available for housebuyers and those seeking to
          a mortgage 	                            re-mortgage.


       100% mortgages now available for first and second time buyers

                   NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE

   You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs
   Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
                       For free advice and further information, call us now on

                       Swindon 772779


                  "Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                 CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business'.
   Credit broker fees of up to 1% on the advance maybe charged at completion depending on the t/pa 01 product and credit period. Rate applied is 5.95% (6.3% APR) for me year. APR is variable. Rates may vary A written quotation on burrs can
   be obtained on request. Only available to persons 18 years of age or over. Subject to status, subject to our current landing criteria. A 2% reduction applied to the variable base mortgage rate, currently 7.55%. Those apyhvarrts benefiting I rum  this
        special discount who redaenr their mortgage within tour years from the date of completion will be charged an additional six months interest. This charge will be reimbursed it anew mortgage is then taken out with the Society.
   Enampler A married couple aged 30 years and 28 years, both non-smokers, applying for an endowment mortgage of £50,000 over a 25 year term (300 monthly payments), completing before 30 September 1957 secured against a property being
   purchased for £55,000. 300 monthly mortgage payments net at tee of £225.61. Monthly endowment premium or £74.96. Total amount payable £1 40,42e, Calculated to include oeluatlon fee £150 and arrangement tee or £100. This calculation is
     based    the assumption that the discounted rate will apply throughout the term or the loan. Maximum loan £150,000. The 555% rate applies to loans up to and including 95% of the purchase price or valuation, whichever is the lower.
        on
       The discounted rate Is applicable for one year, after which the then current rate will apply. When an applicant is borrowing more than 70% the Society will require additional security. This Is usually in the form of  Risk Charge.
          REMEMBER: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT
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