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MORTGAGE                                                              Mansfield

              w                                                                  Begbie
                  Bfl SERVICES
            M

       	                                                                         Associates
             Associates
     de                             Serving the community since 1987

                            NEW START, NEW HOME



                            LOCAL MORTGAGE ADVICE FOR

                            SPRINGTIME HOME BUYERS




           Whether you are moving house or thinking of re-mortgaging

                   your present property, we may be able to help you

    We have special discounts available NOW 1!



          First time buyers                       For example, £50,000 would cost £200.58 per month
                                                  interest only net of MIRAS (excluding insurance).
          5.29% (APR 5.6%) for one year (variable)   This is a discount of 2% for the first year, plus £1,500
          * 3% of advance cashback                cashback.  (Maximum loan to value 95%)
            on completion

                                                  For example, £50,000 at 5.29% (APR 5.6%) would cost
          All Borrowers                           £200.58 per month   interest only net of MIRAS (excluding
          5.29% (APR 5.6%) for two years (variable)*   insurance). This is a discount of 2% for the first two years.
                                                  (Maximum loan to value 95%)
          * £250 cashbock on completion


          Fixed rates                             For example, 2 years fixed rate at 5.49% (APR 5.8%) and 3
                                                  year fixed rate 6.89% (APR 7.3%). (Max loan to value 95%)


                                                                   Cashbacks of up to £6,000 are now
          If you already have                     Don't worry
                                                  available for housebuyers and those seeking to
          a mortgage 	                            re-mortgage.


       100% mortgages now available for first and second time buyers
                    NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE


    You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs
    Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in
                       For free advice and further information, call us now on

                        Swindon 772779

                   "Representative only of CORNI-f ILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                 CORNH1LL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business'.
   Credit broker tees of up to t% on the advance may be charged at completion depending on the type 01 product and credit period. Rate applied Is 5.29%PA (5.6% APR) for one year. APR Is variable. Rates may vary. A written quotation on loans can
   be obtained on request. Only available to persons IS years stage or over. Subject to status. Subject to our current lending criteria. A 2% reduction applied to the variable bane mortgage rate, currently 7.29%. Those applicants bevetltting from this
        special discount who redeem their mortgage within tour years from the date of completion will be charged an additional sin months interest. This charge will be reimbursed It a new mortgage is then taken out with the society.
     Eearnpte: A married couple aged 30 years and 28 yearn, both non-smokers, applying for an endowment mortgage of 250.000 over a 25 year term (300 monthly payments), completing before 30 June 1997 secured against a property being
     purchased for 255,000,300 monthly mortgage payments net of tax of £200.58. Monthly endowment premium of E74.96. Total amount payable £137,817. calculated to include valuation tee £155. This calculation is based on the assumption
    that the discounted rate will apply throughout the torm of the loan Maximum loan £t50.000. The 5.29% rata applies to loans up 10 and Including 95% of the purchase price or valuation. whichever Is the lower. The discounted rate is applicable
               for one year, after which the then current rate will apply. When an applicant Is borrowing more than 75% the Society will require additional security. This is usually in the form of  Risk charge.
           REMEMBER YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT
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