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MORTGAGE                                                 Mansfield

                                                                                 Begbie
                         SERVICES
           M
             I  B R                                                              Associates
                                   Serving the community since 1987


                          FALL INTO



                          A NEW



                          MORTGAG



     Whether you are moving house or thinking of

     re-mortgaging your present property, we may be able to help you

    We have special discounts available NOW I!



          First time buyers                       For example,   £50,000 would cost £235.08 per month
                                                  interest only net of MIRAS (excluding insurance).
          6.2% (APR 6.6%) for one year (variable)   This is a discount of 2% for the first year, plus £1,500
          * 3% of advance cashback                cashback.  (Maximum loan to value 95%)
            on completion

                                                  For example, £50,000 at 6.2% (APR 6.6%) would cost
          All Borrowers                           £235.08 per month   interest only net of MIRAS (excluding

          6.2% (APR 6.6%) for one year (variable)*   insurance). This is a discount of 2% for the first two years.
                                                  (Maximum loan to value 95%)
          * £250 cashback on completion


                                                  For example, 2 years fixed rate at 5.45% (APR 5.8%) and 3
          Fixed rates
                                                  year fixed rate 6.69% (APR 7.1%). (Max loan to value 95%)


          If you already have                      RE-MORTGAGE SPECIAL  A fixed rate of 6.99%
                                                  (APR 7.4%to 1/10/2000 with £600 cashback to cover
          a mortgage 	                            legal and survey fees (maximum loan: 90% loan to value)


       100% mortgages now available for first and second time buyers

                    NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE

    You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs
    Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
                       For free advice and further information, call us now on

                       Swindon 772779


                   "Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                 CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business.
   Credit broker taos of op to 1% on the advance maybe charged at completion depending on the type of product and credit period. Rate eppled i06 2% (66% APR) for one year. APR Is variable. Rates may vary. A whiten quotation on loans can be
    obtained on request. Only available to persons 18 years of age or over. Subject to status. Subject to our current lending criteria. A 2% reduction applied to the variable base mortgage rate, currently 8.2%. Those applicants benatrtting from this
        special discount who reckern their mortgage within tour years from the date of completion will be charged an additional sin months interest. This charge will be reimbursed itanew mortgage Is then taken out With the Society.
    Example: A married couple aged 30 years and 28 years, both non-smokers, applying for an endowment mortgage of £50,000 over a 25 year larm (300 monthly payments), completing before 30 November 1997 secured against a properly being
    purchased for £55000. 300 monthly mortgage payments net of tan of £235.08. Monthly endowment premium 0107496 Total amount payable £1 43,267, calculated to include valuation tee £155 and arrangement tee 01 £100 This calculation is
      based on the assumption that the discounted rate will apply throughout the term of the loan. Maximum loan £150,000 The 6.2% rate applies to loans up to and including 95% 01150 purchase price or valuation, whichever Is the lower.
       The discounted rote is applicable for one year, altar which the then current rate will apply, When an applicant is borrowing more than 75% the Society will require additional security. This Is usually in the loon of a Risk Charge.
          REMEMBER: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT
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