Page 11 - link magazine

MORTGAGE Mansfield

Begbie...
SERVICES
M B
E Associates
gJ Associates
Serving the community since 1987 -

THE HOUSING MARKET

IS ON THE MOVE

ARE YOU?
••••••
Whether you are moving house or thinking of re-mortgaging

your present property, we may be able to help you

We have special discounts available NOW!!

First time buyers For example, £50,000 would cost £235.08 per month
interest only net of MIRAS (excluding insurance).
6.2% (APR 6.6%) for one year (variable) This is a discount of 2% for the first year, plus £1,500
* 3% of advance cashback cashback. (Maximum loan to value 95%)
on completion

For example, £50,000 at 6.2% (APR 6.6%) would cost
All Borrowers £235.08 per month interest only net of MIRAS (excluding

6.2% (APR 6.6%) for two years (variable)* insurance). This is a discount of 2% for the first two years.
(Maximum loan to value 95%)
* £250 cashback on completion

Fixed rates For example, 2 years fixed rate at 5.45% (APR 5.8%) and 3
year fixed rate 6.69% (APR 7.1%). (Max loan to value 95%)

If you already have RE-MORTGAGE SPECIAL A fixed rate of 6.99%
(APR 7.4%) to 1/10/2000 with £600 cashback to cover
a mortgage legal and survey fees (maximum loan: 90% loan to value).

100% mortgages now available for first and second time buyers
NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE

You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs
Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
For free advice and further information, call us now on

Swindon 772779

plefflatiV hIy of CNttiLL INIJANcE
for tfI iurpt,s of tfrttIri nve8tmelt buines trdutkri brty.
is ruIt9d hy the erorii Investrnern AuthOrity for fits ssursnse snd enkioe buSin ess,
Ni4ILL IN ANE
Credit broker tees of up to 1% on the advance maybe charged at completion depending on the type of product and credit period. Rate applied is 6,2% 66% APR) for one year. APR Is variable. Rates may very. A written quotation on loans can be
obtained on request. Only available to persons 18 years of age or over. Subject to status. Subject to our current lending criteria. A 2% reduction applied to the variable base mortgage rate, currently 8.2%. Those applicants benetft8ng from this
special discount who redeem their mortgage within tour years from the data of completion will be charged an additional sin months interest. This charge will be reimbursed it a new mortgage is then taken out with the Society,
Example A married couple aged 30 years and 28 years, both non-smokers, applying for an endowment mortgage of £50,000 over a 25 year term )300 monthly payments), completing before 30 September 1997 secured against a property being
purchased for £55,000. 300 monthly mortgage payments net of ten of £235.08. Monthly endowment premium of £74.96. Total amount payable £143,267. Calculated 10 Include valuation tee £155 and arrangement tee of £100. This calculation is
based on the assumption that the discounted rate will apply throughout the term of the loan. Maximum loan £150,000, The 6,2% rule applies to loans op to and including 95% of the purchase price or valuation, whichever Is the lower.
The discounted ode is applicable for one year, after which the than currant rate will apply. When an applicant Is borrowing more than 75% the Society will require additional security, '1105 is usually in the form of a Risk Charge.
REMEMBER: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT