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MORTGAGE                                     Mansfield

              N                                                                  Begbie
                                       SERVICES
            MIlBB
       a                                                                         Associates
             Auoc'ates
     011                            Serving the community since 1987












     Whether you are moving house or thinking of

     re-mortgaging your present property, we may

     be able to help you

   We have special discounts available NO


                                                  For example, £50,000 would cost £254.05 per month
     1111110.  First time buyers
                                                  interest only net of MIRAS (excluding insurance).
          6.7% (APR 7%) for one year (variable)   This is a discount of 2% for the first year, plus £1,500
          * 3% of advance casbback                cashback. (Maximum loan to value 95%)
            on completion

                                                  For example,   £50,000 at 5.7% (APR 6.0%) would cost
          All Borrowers                           £216.13 per month   interest only net of MIRAS (excluding
         5.7% (APR 6.0%) for two years (variable)   insurance). This is a discount of 3% for the first two years.
                                                  (Maximum loan to value 90%)


                                                  For example, 2 years fixed rate at 5.45% (APR 5.8%) and 5
                                                  year fixed rate 6.5% (APR 6.8%). (Max loan to value 95%)



          If you already have                      RE-MORTGAGE SPECIAL  A discounted rate of 6.45%
                                                  (APR 6.8%) to 31/1/2000 with valuation refund on
          a mortgage 	                            completion and up to £330 free legal fees (maximum loan:
                                                  95% loan to value)

       100%   mortgages now available for first and second time buyers
                    NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE


                at your requirements are and we will try to provide the arrangements to suit your individu
    Yo
            VA
                       For free advice and further information, call us now on

    IIIIIIIIIIIIIIIINA
      •
        1mr.   Swindon 772779
          JO1      "Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                 CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business'.
   Credit broker fees of up to t% on the advance may be charged at completion depending on the type of product and credO period. Rate applied Is 6.7% )7.O% APR) for one year. APR is variable. Rates may vary. A written quotation on loans can be
    obtained on request. Only available to persons 18 years 01 age or over. Subject to status. Subject to our current lending criteria. A 2% reduction applied to the variable bane mortgage rate, currently 8.7%. Those applicants benetitling from this
        special discount who redeem their mortgage within tour years 1mm the data of completion will be charged an additional do months interest. This charge will be reimbursed it a new mortgage is then taken out with the Society.
     Ecarnple: A married couple aged 30 years and 28 years, both non-smokers, applying for an endowment mortgage of £50,000 Scare 25 year term )300 monthly payments), completing before 3t May 1998 secured against a property being
    purchased for £55,000. 300 monthly mortgage payments net or tan of £254.05. Monthly endowment premium of £74.96. Total amount payable £t46.t It. Calculated to Include valuation tee £155 and arrangement lee or £tOO. This calculation is
      based on the assumption that the discounted rate will apply throughout the term of the loan. Maximum loan El 50,000. Thee 7% rate applies to loans pp to and including 95% of the purchase price or oaluation, whichever is the lower.
        The riscounted rate is applicable for one year, after which the than current rate will apply. When an applicant is borrowing more Wan 75% the Society will require additional securIty. This is usually in the loon of  Rich Charge.
           REMEMBER:  YOUR   HOME IS AT RISK IF YOU DO NOT KEEP  UP REPAYMENTS ON A MORTGAGE OR OTHER  LOAN SECURED ON IT
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