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MORTGAGE                                     Mansfield

              1-11                                                               Begbie
            M      B
                                       SERVICES                               --  Associates

             Associates
                                    Serving the community since 1987


     TAKE FLIGHT*--




   A  THIS SUMMER




    Moving to a new house or re-mortgaging your present p


         With over 10 years experience providing mortgages in Swindon,

     you can be sure of an excellent service from Mansfield Begbie Associates


          First time buyers                       For example,   £50,000 would cost £231.08 per month
                                                  interest only net of MIRAS (excluding insurance).
          5.9% (APR 6.2%) for two years (variable)   This is a discount of 3.05% for the two years. (Maximum
                                                  loan to value 90%). No arrangement fee. No MIGP.


                                                  For example,   £50,000 would cost £272.21 per month
          All Borrowers                           interest only net of MIRAS (excluding insurance).
                                                  This is a discount of 2% to 31/8/2000 and 2%  cashback*.
         6.95% (APR 7.2%) to 31/8/2000 (variable)
         E1,000 cashback                          (Maximum loan to value 95%)

                                                  For example, 2 years fixed rate at 4.95% (APR 5.2%) to
                                                  31/8/2000 and 5 year fixed rate 6.7% (APR 7%).
                                                  (Max loan to value 90% with £300 cashback)

          If you already have                      RE-MORTGAGE SPECIAL  A fixed rate of 6.7%
                                                  (APR 7%) to 31/8/2003 with free valuation and £300
          a mortgage 	                            cashback (Maximum loan to value: 90%)



       100% mortgages now available for first and second time buyers
                    NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE

       You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs
        Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.

                        For free advice and further information, call us now on
                        Swindon 772779


                   Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                 CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business'.
                                Registered with the Mortgage Code Register of Intermediaries: No. 4975277
   Credit broker fees slop to 1% on the advance maybe charged at completion depending on the type of product and credit period. Rate applied Is 5,9% 62% APR) for two years, APR Is variable. Rates may vary. A wtltten quotation on loans can be
   obtained on request. Only avelebla to persons IS yaars of age or over. Subject to status. Subplot to our current landing coterie. A 3,05% reduction applied to the variable base mortgage rate, currently 8,95%. Those applicants benefiting front this
        special discount who redeem their mortgage within five years from the date of completion will be charged an additional so months interest This charge will be reimbursed It a new mortgage is then taken out with the Society.
    Enampic A mnuetad couple aged 30 years and 28 years, both ens-smokers, applying Iw an endowment mortgage 01 £90,000 over a 25 year tam )300 monthly payments), comnpla6ng before 31 October 1908 secured against a property being
   purchased for £55000. 300 rnonttdy mortgage payments net 01 taxol £231.08. Monthly endowment prernhan 01 £74.96. Total amount payable £t41 .867. calculated to irrelode valuation fee £155. This calculation is based on the assumption that fIne
    discounted rate will apply throughout the term of the loan. Maximum loan £150,500. The rate applies to loans pp to and Including 95% of the purchase price or valuation, whichever Is the lower. The discounted rate is appitcable for two years,
                  after which the than current rate will apply. When err applicant is borrowing more than 75% the society will require additional security. lIds Is usually in the form of a Risk Charge.
           REMEMBER: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT
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