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MORTGAGE                                     Mansfield


                                                                                 Begbie
                                      SERVICES
                                                                                 Associates

                                   Serving t      ommuni ince 1987

                  MIG                       TE TO,. EW


                                                   ,;iW, N4


     MORTGA                                       VM AUTUMN

                          V.

      Moving to a new house                    re-mortga g your present property?


            With over 10 years experience providing mortgages in Swindon,
        you can be sure of an excellent service from Mansfield Begbie Associates

                                                  For example, £50,000 would cost £223.25 per month
          First time buyers
                                                          only net of MIRAS (excluding insurance).
                                                   IL
          5.7% (APR 6.0%) for two years (variable)   This is a discount of 3.05% for the two years. (Maximum
                                                  loan to value  90%).   No arrangement fee. No MIGP.


                                                  For example, £50,000 would cost £233.05 per month
          All Borrowers                           interest only net of MIRAS (excluding insurance).

                                                  This is a capped rate of 5.95% (APR 6.3%) to 1/1/2002.
         5.95% (APR 6.3%) to 1/1/2002
                                                  (Maximum loan to value 85%)

                                                  For example, 3 years fixed rate at 5.83% (APR 6.2%) to
                                                  1/1/2001 (with £500 cashback) and 7 year fixed rate
                                                  6.49% (APR 6.7%). (Maximum loan to value 90%)


          If you already have                      RE-MORTGAGE SPECIAL  A fixed rate of 6.49%
                                                  (APR 6.7%) to 1/1/2004 with no valuation or arrangement
          a mortgage 	                            fee, and free legal fees. (Maximum loan to value: 90%)


    100% mortgages now available                                       SPECIAL DEAL AVAILABLE
    for first and second time buyers                      Particularly for first time buyers without a deposit
    NEGATIVE EQUITY MORTGAGES                                  Fixed rate at 7.8% (APR 8.3%) to 2/2/2004
    ALSO AVAILABLE                                              Available with 5% cashback on completion
      You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs
        Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
                       For free advice and further information, call us now on

                        Swindon 772779


                  "Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                 CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business.
                   Registered with the Mortgage Code Register of Intermediaries: No. 5151731 • Consumer Credit Licence: No. 222123
   Credit broker tees 01 op to 1% on the advance may be charged at completion depending on the type of product and credit period. Rate applied Is 5.7% (6.0% APR) for two years. APR is variable. Rates may vary. A written quotation on loans can be
   obtained on request Only available to persons 18 years of ago or over. Subject to status. Subject to our current lending criteria. A 3.05% reduction applied to the variable base mortgage rate, correctly 875%. Those applicants benefiting from this
        special drs0000t who redeem their mortgage within true years from the date of completion will he charged an additional no months interest This charge will be roirnborsed if  new mortgage to thee taken out With the Society
    Example A merned couple aged 35 yours and 28 years, both non.srnokers, applying for an endowment mortgage 01 £50000 over a 25 year term (300 monthly payments), completing before 31 December 1998 secured against a property being
   purchased or £55,300 300 monthly mortgage payments net of tan of £223.25 Monthly endowment premium of £74.96. Total amount payablo £1 3961 B. Calcalated to include valuation tee £155. This calculation Is based on the assumption that the
    discounted rate will apply throughout the term of the loan. Maximum loan £t 50,000 The rote applies to loans up to and including 95% of the purchase price or ueluatroo, whichever is the tower. The discounted rote is applicable for two years,
                  after which the then current rate will apply, When an applicant is burrowing more than 75% the Society will require additional security. This Is usually in the terre at a Risk Charge
          REMEMBER: YOUR HOME   IS   AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED   0  N IT
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