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MORTGAGE                                                Mansfield

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             Associates                                                           Associates
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      MOKV, A  V  ffS AUTUMN


       Moving to a new house  re-mortga  g your present property?


            With over 10 years experience providing mortgages in Swindon,
        you can be sure of an excellent service from Mansfield Begbie Associates

                                                  For example, £50,000 would cost £231.08 per month
      No-   First time buyers
                                                  interest only net of MIRAS (excluding insurance).
          5.9% (APR 6.2%) for two years (variable)   This is a discount of 3.05% for the two years. (Maximum
                                                  loan to value 90%). No arrangement fee. No MIGP.



                                                  For example, £50,000 would cost £272.21 per month
          All Borrowers                           interest only net of MIRAS (excluding insurance).
                                                  This is a discount of 2% to 31/8/2000 and 2%  cashback*.
         6.95% (APR 7.2%) to 31/8/2000 (variable)
         E1,000 cashback                          (Maximum loan to value 95%)

                                                  For example, 2 years fixed rate at 4.95% (APR 5.2%) to
                                                  31/8/2000 and 5 year fixed rate 6.7% (APR 7%).
                                                  (Max loan to value 90% with £300 cashback)

          If you already have                      RE-MORTGAGE SPECIAL A capped rate of 6.7%
                                                  (APR 7%) to 1/1/2004  with free valuation and £250
          a mortgage 	                            cashback (Maximum loan to value: 90%)

     100% mortgages now available                                      SPECIAL DEAL AVAILABLE
    for first and second time buyers                       Particularly for first time buyers without a deposit
    NEGATIVE EQUITY MORTGAGES                               Fixed rate at 8% (APR 8.4%) to September 2003
    ALSO AVAILABLE                                               Available with 5% cashback on completion

       You tell us whot your requirements are and we will try to provide the arrangements to suit your individual needs
        Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
                        For free advice and further information, call us now on
                        Swindon 772779


                   Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                 CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business.
                   Registered with the Mortgage Code Register of Intermediaries: No. 4975277 • Consumer Credit Licence: No. 222123
   Credit broker fees of op to 1% on the advance may be charged at completion depending on the type 01 product and credit period Rate applied is 5 9% (6.2% APR) for two years. APR is variable. Rates may very. A written quotation on loans can be
   obtaIned 00 request. Only available to persons 18 years of age or over. Subject to status. Subject to our current tending criteria A 305% reduction applied to the callable base mortgage rate, correctly 8.95% Those applicants benefiting front this
        special discount who redeem their mortgage within Itue years from the date of completion will be charged an additional sic months Interest This charge will be reimbursed if a new mortgage Is than taken out with the Solely
    Example: A married couple aged 30 years and 28 years, both non-smokers, applying for an endowment mortgage of £50,000 over a 25 year latIn (300 monthly payments), completing before 30 November 1999 secured against a properly being
   purchased for £55,000. 300 monthly mortgage payments net of tee of £231.09. Monthly endowment premium of £74.96. Total amount payable £t41.967. calculated to include valuation tea £155 This calculation is based on the assumption that the
    discounted rate will apply throughout the ann of the loan. Maximum loan Of 50,000. The rate applies to loans up to and including 95% of the purchase price or valuation, wfricheoer Is the lower. The discounted rate Is applicable for two years,
                  after which the then correct rote will apply, When an applicant is borrowing more than 75% the Society  Will require additional security. This is usually in time form of a Risk Charge.
           REMEMBER YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT
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