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                                    MORTGAGE                                      Mansfield


                                                                                  Begbie
                                       SERVICES                                   Associates


                                    Serving the community since 1987



     STILL TIME TO




     TAKE FLIGHT




       Moving to a new house or re-mortgaging your present property


            With over 10 years experience providing mortgages in Swindon,
        you can be sure of an excellent service from Mansfield Begbie Associates

                                                  For example, £50,000 would cost £231.08 per month
          First time buyers
                                                  interest only net of MIRAS (excluding insurance).
          5.9% (APR 6.2%) for two years (variable)   This is a discount of 3.05% for the two years. (Maximum
                                                  loan to value 90%). No arrangement fee. No MIGP.


                                                  For example, £50,000 would cost £272.21 per month
          All Borrowers                           interest only net of MIRAS (excluding insurance).
                                                  This is a discount of 2% to 31/8/2000 and 2%  cashback*.
         6.95% (APR 7.2%) to 31/8/2000 (variable)
         £1,000 cashback                          (Maximum loan to value 95%)

                                                  For example, 2 years fixed rate at 4.95% (APR 5.2%) to
                                                  31/8/2000 and 5 year fixed rate 6.7% (APR 7%).
                                                  (Max loan to value 90% with £300 cashback)

          If you already have                      RE-MORTGAGE SPECIAL  A fixed rate of 6.7%
                                                  (APR 7%) to 31/8/2003 with free valuation and £300
          a mortgage 	                            cashback (Maximum loan to value: 90%)


     100% mortgages now available                                      SPECIAL DEAL AVAILABLE
    for first and second time buyers                       Particularly for first time buyers without a deposit
    NEGATIVE EQUITY MORTGAGES                               Fixed rate at 8% (APR 8.4%) to September 2003
    ALSO AVAILABLE                                               Available with 5% cashback on completion
       You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs
        Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
                        For free advice and further information, call us now on

                        Swindon 772779


                   "Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                 CORNHtLL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business.
                                Registered with the Mortgage Code Register of Intermediaries: No. 4975277
   Credit broker teen of up to 1% on the advance maybe charged at completion depending on the type 01 product and credit period Rate applied is59% (62% APR) for two years. APR is variable. Rates may vary, A written quotation on loans can be
   obtained on request Only available to persons 18 yearn of age or over Subject to status Subject to our current lending criteria  . A 305% reduction applied to the variable bane mortgage rate, currently 8.95%. Those applicants benefiting from this
        special discount who redeem their mortgage within live years from the date of completion will be charged an addrtroval sin months interest. This charge will be reimbursed it a new mortgage in than taker, 001  with the Society.
    Eoarrrple. A merrred couple aged 30 years and 28 yearn, both non-smokers, applying for an endowment mortgage 01 £50000 over a 25 year term (300 monthly payments), completing before Of October 1098 secured against a properly being
   purchased for £55,000, 300 monthly mortgage payments net of tax 01 £231.08. Monthly endowment premium of £74.06. Total amount payable £141,967. calculated to include valuation tee £155. This calculation is based on the assumption that the
    discounted rate will apply throughout the term ot the lean Muormume loan £150,000. The rate applies to loans up to and including 95% 01 the purchase price or valuation, whichever Is the lower. The discounted rate Is applicable for two years.
                  after which the then current rate will apply. When an applicant is borrowing more than 75% the Society will require additional security. This is usually In the toter of  Risk Charge.
           REMEMBER: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT
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