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MORTGAGE                                     Mansfield

                                                                                  Begbie
                                       SERVICES                                   Associates


                                    Serving the community since 1987




      HEAD FOR THE


     MILLENNIUM



      WITH A NEW M



     With nearly 12 years experience providin
     you can be sure of an excellent service fronL LV.L"XL011\.1\l lJl LIJl\ L ^OOI/l iGi L\ O


                                                  For example, £50,000 would cost £172.33 per month
                                                  interest only net of MIRAS (excluding insurance).
          4.4% (APR 4.5%) for two years (variable)  This is a discount of 3.05% for the two years. (Maximum
                                                  loan to value 90%). No arrangement fee. No MIGP.



                ,                                 For example, £50,000 would cost £225.21 per month
                ' •  '                            interest only net of MIRAS (excluding insurance).
         5.75% (APR 6.0%) to 30/4/2003            This is a capped rate of 5.75% (APR 6.0%) to 30/4/2003.
                                                  (Maximum loan to value 90%)


               _ For example, 2 years fixed rate at 4.45% (APR 4.6%) to
                                                  30/4/2001 (with free legal fees) and 7 year fixed rate
                                                  5.69% (APR 5.9%). (Maximum loan to value 90%)

                                     _             RE-MORTGAGE SPECIAL A fixed rate of 5.45%
                                                  (APR 5.65%) to 1/1/2004. (Maximum loan to value: 95%)











       You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs
        Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
                        For free advice and further information, call us now on
                        Swindon 772779


                                                                  f
                   "Representative only of CORNHILL INSURANCE PLC for the purpose of ef °3ting investment business introductions only.
                  CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business`.
                   Registered with the Mortgage Code Register of Intermediaries: No. 5151731 • Consumer Credit Licence: No. 222123
   Credit broker tees of up to 1% on the advance maybe charged at completion depending on the type of product and credit period. Rate applied is  44% (4.5% APR) for two years. APR is va riable. Rates may va ry . A written quotation on loans can be
   obtained on request. Only available to persons t 8 years of age or over. Subject to status. Subject to our current lending criteria. A  3.05% reduction applied to the variable base mo rtgage rate, currently 7.45%. Those applicants benefiting from this
        special discount who redeem their mortgage within live years from the date of completion will be charged an additional six months interest. This charge will be reimbursed if  anew mortgage is then taken out with the Society.
     Example. A mameo couple aged 30 years and 26 years, both non-smoke rs, applying loran endowment mortgage of £50,000 over a 25  year tern (300 monthly payments), completing before 31 May 1999 secured against a property being
   purchased for £55,000. 300 monthly mortgage payments net of tax of £172.33. Monthly endowment premium of £74.96. Total amount payable £124,338 calculated to include valuation fee £155. This calculation is based on the assumption that the
    discounted rate will apply throughout the term of the loan. Maximum loan £150,000. The rate applies to loans up to and including  55% of the purchase price or valuation, whichever is the lower. The discounted rate is applicable for two yea rs,
                  after which the then current tale will apply. When an applicant is borrowing more than 75% the Society will require additional security. This is usually in the form of a Risk Charge.
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