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MORTGAGE                                     Mansfield

                                                                                 Begbie
                                       SERVICES                                  Associates


                                    Serving the commi '`




     HEAD FOR THE


     MILLENNIUM




     WITH A NEW M^_,


     With nearly 12 years experience providing mortgages in Swindon,
     you can be sure of an excellent service from Mansfield Begbie Associates


      ►              _" '                         For example, £50,000 would cost £152.75 per month
                                                  interest only net of MIRAS (excluding insurance).
          3.9% (APR 4.2%) for two years (variable)  This is a discount of 3.05% for the two years. (Maximum
                                                                    •
                                                  loan to value 90%)  No arrangement fee. No MIGP.


                         -                        For example, £50,000 would cost £225.21 per month
                                                  interest only net of MIRAS (excluding insurance).

         5.75% (APR 6.0%) to 30/4/2003            This is a capped rate of 5.75% (APR 6.0%) to 30/4/2003.
                                                  (Maximum loan to value 90%)


         _________________                        For example, 2 years fixed rate at 4.15% (APR 4.3%) to
                                                  30/4/2001 (with free legal fees) and 1 0 year fixed rate
                                                  5.89% (APR 6.1%). (Maximum loan to value 90%)

                                                   RE-MORTGAGE SPECIAL A fixed rate of 5.25%
          _                                       (APR 5.5%) for 5 years. (Maximum loan to value: 90%)











       You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs
       Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
                        For free advice and further information, call us now on
                       Swindon 772779


                   "Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                 CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business'.
                   Registered with the Mortgage Code Register of Intermediaries: No. 5151731 • Consumer Credit Licence: No. 222123
   Credit broker fees of up to 1%on the advance may be charged at completion depending on the type of product and credit period. Rate applied is 3.9% (4.2%APR) for two years. APR is variable. Rates may vary. A written quotation  00 10000 can be
   obtained on request. Only available to persons 18 years of age or  over Subject to status. Subject to our current lending criteria. A 3.05% reduction applied to the variable base mortgage rate, currently 6.95%. Those applicants benefiting from this
        special discount who redeem their mortgage within five yea rs from the data of completion will be charged an additional six months interest. This charge will be reimbursed if a new mortgage is then taken out with the Society.
     Example'. A married couple aged 30 years and 28 years, both non-smokers, applying for an endowment mo rtgage of £50.000 over a 25 year term (300 monthly payments). completing before 31 May 1999 secured against a property being
   purchased for £55,000, 300 monthly mortgage payments net of tax of El 52.75. Monthly endowment premium of £74.96. Total amount payable £118,464 calculated to Include valuation fee E155. This calculation is based on the assumption that the
    discounted rate will apply throughout the term of the loan. Maximum loan £150,000. The rate applies to bans up to and Including  95% of the purchase price or valuation, w hichever Is the lower. The discounted rate is applicable for two years.
                 alter which the then current rate will apply. When an applicant is borrowing more than 75% the Society will require additional security. This Is usually In the loan of a Risk Charge.
           REMEMBER: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTRER LOAN SECURED ON IT
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