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MORTGAGE                                     Mansfield

                                                                                   Begbie
                                        SERVICES


                                     Serving the community since 1987              Associates


        HEAD FOR THE



       MILLENNIUM



        WITH 4 NEW MO


       Whether moving before Year 2000 or staying put, with 12 years
       experience providing mortgages in Swindon, including the
       new tracker mortage, you can be sure of an excellent service
       from Mansfield Begbie Associates.


       ►                       _                    For example, £50,000 would cost £168.03 per month
                          •    -                    interest only net of MIRAS (excluding insurance).
            4.29% (APR 4.5%) for two years (variable)  This is a discount of 2.56% to 30/11/2001.
                                                    (Maximum loan to value 95%).

                                                    5.75% variable rate with no redemption penalties..    A
                                                    Maximum available 95% for purchases and
              •           ®r • • • -
                                                    90% for remortgages.

       ►        _       _                           For example, 2 years fixed rate at 4.99% (APR 5.2%)
           IJxioITI'                                to 30/11/2001 and 1 0 year fixed rate 6.75% (APR 7%).
                    •
                                                    (Maximum loan to value 75%)
                 •           •        _             RE-MORTGAGE SPECIAL A fixed rate of 6.25%
                                                    (APR 6.3%) for 5 years. No fees. Legal fees paid.
                  •     • ' "                       No 'Tie-Ins (Maximum loan to value: 75%)











              You tell us what your requirements are and we will try to provide the arrangements
                                           to suit your individual needs
         Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
                         For free advice and further information, call us now on

                         Swindon 772779


                    "Representative only of CORNHILL INSURANCE PLC for the purpose of erterang investment busines, :rxroc uctions only.
                   CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business'.
                     Registered with the Mortgage Code Register of Intermediaries: No. 5151731 • Consumer Credit Licence: No. 222123
     Credit broker fees oI up to 1% on the advance may be charged at completion depending on the type ot product and credit period. Rate applied Is 4.28% (45% APR) for two years. APR is variable. Rates may very. A written quotation on loans can be obtained
     on request. Only available to persons 18 years of agent over. Subject to status. Subject to our cunent lending coterie. A 2.56% reduction applied to the variable base mortgage rate, currently 6.85%. Those applicants benefiting from this special discount who
     redeem their mortgage whhln live years from the date of completion will be charged an up to a maximum  01 4% on the loan amount. This charge will be reimbursed M a new mortgage is than taken out with the Society. A life assurance policy may be required.
     Example: A marned couple aged 30 yea and 28 years, both nonsmokers, applying for an endowment mortgage of £50,000 over a 25 year term (300 monthly payments), completing before 31 March 2000 secured against a property being purchased for
     £55,000. 300 monthly mortgage payments net of tax of £t 68.03. Monthly endowment premium of £74.96. Total amount payable £123,01 a calculated to include valuation fee £155. This calculation is based on the essumptian that the discounted rate will apply
                      r
    throughout the term of the loan. Maximum loan £150,000. The rate applies to loans up to and Including 95% of the purchase price or valuation, whichever is the lower. The discounted rate Is applicable for two years, alter which the then current rate will apply.
                      When an applicant is borrowing more than 75% the Society will require additional security. This is usually in the form of a Risk Charge. Rates correct at time of going to press.
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