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MORTGAGE                                     Mansfield

                                                                                 Begbie
                                      SERVICES
                                                                                 Associates
                                   Serving the community since 1987


     HEAD FOR THE



     MILLENNIUM


      WITH A NEW MO


     Whether moving before Year 2000 or staying put, with 12 years
     experience providing mortgages in Swindon, including the
     new tracker mortage, you can be sure of an excellent service
     from Mansfield Begbie Associates.
                     -                            For example, £50,000 would cost £168.03 per month
         I     IIiiII•1uAk
                                                  interest only net of MIRAS (excluding insurance).
         4.29% (APR 4.5%) for two years (variable)  This is a discount of 2.56% to 30/11/2001.
                                                  (Maximum loan to value 95%).

                                                  5.75% variable rate with no redemption penalties.,
     0   •  •           ' • • ' -                 Maximum available 95% for purchases and
                                                  90% for remortgages.

              _        _                          For example, 2 years fixed rate at 4.99% (APR 5.2 %)
     ► IxioIV1                                    to 30/11/2001 and 1 0 year fixed rate 6.75% (APR 7%).

                                                  (Maximum loan to value 75%)

                       _                          RE-MORTGAGE SPECIAL A fixed rate of 6.25%
                     I
                           •                      (APR 6.3%) for 5 years. No fees. Legal fees paid.
         ftk•1! I1  • ' '                         No 'Tie-Ins' (Maximum loan to value: 75%)












            You tell us what your requirements are and we will by to provide the arrangements
                                         to suit your individual needs
       Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
                       For free advice and further information, call us now on
                       Swindon 772779



                  "Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                 CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business'.
                   Registered with the Mortgage Code Register of Intermediaries: No. 5151731 • Consumer Credit Licence: No. 222123
   Credit broker fees of up to 1% on the advance may be charged at completion depending on the type of product and credit period. Rate applied 184 29% (4.5% APR)  101 two years. APR is variable Rates may very. A wrmen quotation on loans can be obtained
   on request. Only available to persons 18 years  of  age or over. Subject to status. Subject to our current lending criteria. A 2.56% reduction applied to the variable base mortgage rate, currently 6.8.5%. Those applicants benetting from this special discount who
   redeem their mortgage within tine years from the data  01 completion will be charged an up toe maximum 014% Ofl the loan amount. This Charge will be reimbursed n a new mortgage is than taken our with the Society. A life assurance policy may be required.
   Example- A married couple aged 30 years and 28 years, both non-smokers, applying for an endowment mortgage of £50,000 over a 25 year term (300 monthly payments), completing before 31 March 2000 secured against a property being purchased for
   £55,000. 300 monthly mortgage payments net 0110001 £168.03. Monthly endowment premium of £74.96. Total amount payable £123.018 calculated to include valuation lee £155. This calculation Is based on the assumption that the discounted rate will apply
  throughout the term of the loan. Maximum loan £150.000. The rate applies to loans up to and including 95% of the purchase price or valuation, whichever is the lower. The discounted rate Is applicable for two years, after which the than current rate will apply.
                    When an applicant is borrowing more than 75% the Society will require additional sacunty. This Is usually in the form of a Risk Charge. Rates correct at time 01 going to press.
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