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MORTGAGE                                      Mansfield

                                                                                 Begbie
                                      SERVICES
                                                                                 Associates
                                   Serving the community since 1987



     GET OVER THE



     WINTER BLUES WI


           NEW MORTGAGE



     With 12 years experience providing mortgages in Swindon,
     including the new tracker fnortage, you can be assured of
     excellent service from Mansfield Begbie Associates.


                     _                           For example, £50,000 would cost £218.97 per month
                                                 interest only net of MIRAS (excluding insurance).
         5.6% (APR 5.8%) for two years (variable)  This is a discount of 1.89% to 30/4/2002. No arrangement
                                                 fee or'Tie-Ins.' (Maximum loan to value 75%).

                                                 Rates from 6.5% variable with no redemption
         'Tracker      ° '  • :                  penalties. Maximum available 95% for purchases
                                                 and remortgages.

              _       _                          For example, 2 years fixed rate at 5.99% (APR 6.2%)
                                                 to 2/2/2002 and 7 year fixed rate 6.85% (APR 7.1%).
                                                  (Maximum loan to value 95%)

               •       _ • •                      RE-MORTGAGE SPECIAL A fixed rate of 6.85%
                                                  (APR 7.1%) for 7 years. No fees. Legal fees paid.
                •       ' "                      No 'Tie-Ins. (Maximum loan to value: 90%)












            You tell us what your requirements are and we will try to provide the arrangements
                                        to suit your individual needs

       Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
                       For free advice and further information, call us now on
                       Swindon 772779



                  "Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                 CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business'.
                  Registered with the Mortgage Code Register of Intermediaries: No. 5151731 • Consumer Credit Licence: No. 222123
   Credit broker fees of up to t % on the advance may be charged at completion depending on the  type of product and credit period. Rate applied is 56% (5.6% APR) for two years. APR is uariable, Rates may vary. A written quotation on loans can be obtained
      on request. Only available to persons 18 years of age or over. Subject to status. Subject to our current lending criteria. A 1.89'. reduction applied to the variable base mortgage ate, currently 7.49%  A life assurance policy may be required.
   Example: A marned couple aged 30 years and 28 years, both non-smokers, applying for an endowment mortgage of £50.000 over a 25 year term (300 monthly payments), completing before 30 September 2000 secured against a property being purchased
   for £55,000. 300 monthly mortgage payments net of tax of £218.97. Monthly endowment premium of £74.96. Total amount payable £138,300 calculated to include valuation fee £155. This calculation is based on the assumption that the discounted rate will
   apply throughout the term of the loan. Maximum loan £150,000. The rate applies to loans up to and including 75% of the purchase price or valuation, whichever is the lower. The discounted rate is applicable for two years, after which the then current rate
                 will apply. When an applicant is borrowing more than 75% the Society will require additional security. This is usually in the form of a Risk Charge. Rates correct at time of going repress
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