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MORTGAGE                                     Mansfield


                                      SERVICES                                   Begbie
                                                                                 Associates




                       MIS                                               'VEW










                                                                     AUTUMN


          With 13 years experience providing mortgages in Swindon, including the new tracker montage,
                    you can be assured of excellent service from Mansfield Begbie Associates.


                                                For example, £50,000 would cost £243.33 per month interest only
                                                (excluding insurance). This is a discount of 1.9% for 18 months,
                                                with 1% cashback at completion. No arrangement fee or 'Tie-Ins.'
         5.84% (APR 6%) for 18 months (variable)
                                                (Maximum loan to value 97%)
                                                Rates from 4.49% or 4.99% (subject to 'loan to value') to 30/4/02.
           - • • •     •         • • • • -      Available with special remortgage repackage (No arrangement
                                                or valuation fees; legal fees paid). Maximum available 95% for
                                                purchases and remortgages

             • • _ • •         •                 RE-MORTGAGE SPECIAL A capped rate of 5.99%
                                                (APR 6.1%) until 31/8/05. Legal fees paid. Free valuation.
         •    • •                               No 'Tie-Ins.' £495 arrangement fee. (Maximum loan to value: 75 %)
           100% mortgages now available for first and second time buyers
                      NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE


                                          fixed ate at 6.99% (7.2% APR) until 2/8/02 followed by
                                         discou it off standard variable rate for until 2/8/03 with 'No
                        CO'
                                         Tie-Ins (£195 arrangement fee and refund of valuation fee).
              m nation

            You tell us what your requirements are and we will try to provide the arrangements
                                         to suit your individual needs

       Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.

       For free advice and further information, call us now on                         Fly to our web site
        Swindon 772779



       e-mail: [email protected]                                          www.mansfieldbegbie.co.uk

                  "Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                      CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for investment business'.
                   Registered with the Mortgage Code Register of Intermediaries: No. 5151731 • Consumer Credit Licence: No. 222123
   Credit broker fees of up to 1% on the advance maybe charged at completion depending on the type of product and credit period. Rate applied is 5.84% (6.0% APR) for 18 months. APR Is variable. Rates may vary. A written quotation on loans can be obtained
       on request. Only available to persons 18 years of age or over. Subject to status. Subject to our current lending criteria. At .9% reduction applied to the variable base mortgage rate, currently 7.74%. A life assurance policy may be required.
                               .
    Example: A married couple aged 30 years and 28 years, both non smokers, applying for an endowment mortgage of £50.000 over a 25 year term (300 monthly payments), completing before 31 January 2001 secured against a property being purchased
    for £55,000. 300 monthly mortgage payments of £243.33. Monthly endowment premium of £74.96. Total amount payable £145.642 calculated to include valuation fee £155. This calculation is based on the assumption that the discounted rate will apply
   hroughout the term of the loan. Maximum loan £150,000. The rate applies to loans up to and including 97% of the purchase price or valuation, whichever is the lower. The discounted rate is applicable for 18 months, after which the then current rate will apply.
                    When an applicant is borrowing more than 75% the Society will require additional security. This is usually in the form of a Risk Charge. Rates correct at time of going to press.
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