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Mansfield


                                                                                  Begbie

                                                                                  Associates














                         L L LPW'b 1 'L E rL L L"L L TO                                With 13 years experience
                                                                                         providing mortgages in
                                                                                         Swindon, including the
                                        -
                                  XL L Z L'L . V L"                                       new tracker mortgage,
                                                                                          you can be assured of
                                                                                          excellent service from
                         O               LC'LeLL 'LL                L=               Mansfield Begbie Associates



                                                 For example, £0,000 would cost £229.17 per month interest only
                                                 (excluding insurance). This is a discount of 0.25% off tracker rate
                                                 (currently 5.75%) to 31/8/03. No arrangement fee or 'Tie-Ins.'
               (APR 5.8%) tt 1 /8/03 (variable)
                                                 (Maximum loan to value 97%).
                                                 Rates from 4.49% (APR 4.8%) or 4.99% (APR 5.3%) (subject to
                                                 'loan to value') to 30/4/02. Available with special remortgage
                                                 package (No arrangement or valuation fees; legal fees paid).
                                                 Maximum available 95% for purchases and remortgages.

                                                  RE-MORTGAGE SPECIAL A discounted rate of 5.24%
                                                 (APR 5.5%) for two years. Legal fees paid. Free valuation.
                                                 No 'Tie-Ins.' (Maximum loan to value: 95%).


           100% mortgages now available for first and second time buyers
                       NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE







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             You tell us what your requirements are and we will try to provide the arrangements          JO
                                         to suit your individual needs                                   9
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        Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK  R

                           For free advice and further information, call us now on
                       Swindon 772779


                                        e-mail: [email protected]                                w
                                                                                                         v
                   Registered with the Mortgage Code Register of Intermediaries: No. 5508399 • Consumer Credit Licence: No. 222123
    Credit broker fees of up to 1% on the advance maybe charged at completion depending on the type of product and credit period. Rate app/ad is 5.5% (59% APR) to 30/12/02. APR Is variable, Rates may vary. A written quotation on loans can be obtained
         on request. Only available to persons 18 years of age or over Subject to status. Subject to our current lending criteria. A 0.25% reduction applied to the tracker mortgage rate, currently 5.75 %o. A life assurance policy maybe required.
     Example: A married couple aged 30 years and 28 years, both non-smokers, applying for an endowment mortgage of £50,000 over a 25 year term (300 monthly payments), completing before 31  May 2001 secured against a property being purchased
     for £55,000. 300 monthly mortgage payments of £229.17. Monthly endowment premium of £74.96. Total amount payable £141.394 calculated to include valuation fee £155. This calculation is based on the assumption that the discounted rate will apply
        throughout the term of the loan. Maximum loan £150,000. The rate applies to loans up to and including 97% of the purchase price or valuation, whichever is the lower. The discounted rate is applicable until 30/12/02, after which the then
           current variable base mortgage rate will apply. When an applicant is borrowing more than 7b'/, the Society will require additional security. This is usually in the form of a Risk Charge. Rates correct at time of going to press.
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