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MORTGAGE                                    Mansfield


                                                                               Begbie
                                      SERVICES
                                                                               Associates Ltd
                                      Serving the community since 1987


   TAKE THE HEAT OUT
                                                                      g4

   OF YOUR MORTGAG



   THIS SUMMER                                                                 0


   With 14 years experience providing mortgages in Swindon,
   including tracker mortgages, you can be assured of
   excellent service from Mansfield Begbie Associates Ltd.

   Visit us @ www.manstieldbegbie.co.uk
                                                For example, £50,000 would cost £227.08 per month interest only
                     " •                        (excluding insurance). This is discounted to 28/2/03.
                                                Free valuation and £250 cashback (Maximum loan to value 97%).
         5.45% (APR 6.4%) discount to 28/2/03
                                                Daily interest, tracker discount.
                                                Rates from 5.3% (APR 5.5%) or 5% (APR 5.3%) (subject to 'loan to
                          •
            •          •  I  • • "              value') for two years. Available with special remortgage package
                                                (No arrangement or valuation fees; legal fees paid for loans
                                                between 76% and to 95%). Maximum available 95% for
                                                purchases and remortgages.

              • •       • •     • _             RE-MORTGAGE SPECIAL A discounted rate of 5% on a daily
                                                interest basis (APR 5.3 ;,) for two years. No 'Tie-Tns.' (Maximum
            mortgage....                        loan to value: 75%).
          •
          100% mortgages now available for first and second time buyers
                      NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE









        You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs

       Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK

                          For free advice and further information, call us now on
                           Swindon772779                                                       Regulated by the



                                       e-mail: [email protected]
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                  Registered with the Mortgage Code Register of Intermediaries: No. 5508399 • Consumer Credit Licence: No. 499646
         Mansfield Begbie Associates Ltd. is an Appointed Representative of Allcover Financial Services and are registered Independent Financial Advisors
                            regulated by the Personal Investment Authority for investment and pensions business.
   Credit broker fees of up to 1% on the advance may be charged at completion depending on the type of product and credit period. Rate applied is 5.85% (6.1Y APR) fixed to 31/10/04. Rates may vary. A written quotation on loans can be obtained on request.
                         Only available to persons 18 years of age or over. Subject to status. Subject to our current lending criteria. A life assurance policy may be required.
   Example: A married couple aged 30 years and 28 years, both non-smokers, applying for an endowment mortgage of £50,000 over a 25 year term (300 monthly payments), completing before 31 October 2001 secured against a property being purchased
    for £55,000. 300 monthly mortgage payments of £227,08. Monthly endowment premium of £74.96. Total amount payable £140,807 calculated to include valuation fee £195. This calculation is based on the assumption that the discounted rate will apply
       throughout the term of the loan. Maximum loan £150,000. The rate applies to loans up to and including 97% of the purchase price or valuation, whichever is the lower. The discounted rate is applicable until 28/2/03, after which the then
          current variable base mortgage rate will apply. When an applicant is borrowing more than 75% the Society will require additional security. This is usually in the form of a Risk Charge. Rates correct at time of going to press.
                     Incorporated in England and Wales - Company Number: 3217240 - Reg. Office: 311, Ballards Lane, Finchley, London N12 SLY
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