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MORTGAGE                                    Mansfield
            M B
          J U L^                      SERVICES                                  Begbie


            Associates Limited                                                  Associates Ltd
          rtgage Brokers               Serving the community since 1987


            HAVE A LOCI



         REDUCED MC



   Moving to a new house or re-mn

   your present property?

   With 14 years experience providing mortgages
   in Swindon, including tracker mortgages, you cai
   of excellent service from Mansfield Begbie Associa
    '                               For example, £50,000 would cost £206.25 per month interest only

                                    (excluding insurance). This is discounted to 30/4/03. Valuation
           •                        refunded on completion and £250 cashback. (Maximum loan to
                                    value 97%). Daily interest, tracker discount.
          4.95% (APR 5.3%)
          discount to 30/4/03
                                    Rates from 5.00% (APR 5.3%) or 4.75% (APR 5.2%) (subject to
             •                      'loan to value') for two years. Available with special remortgage
             • • • • '              package (No arrangement or valuation fees; legal fees paid
                                    for loans between 76% and 95%). Maximum available 95% for
                                    purchases and remortgages.


                                    RE-MORTGAGE SPECIAL
               •_        • •        A discounted rate of 4.75% on a daily interest basis (APR 5.2%)
            •     •                 for two years. No 'Tie-Ins.' (Maximum loan to value: 75%).
             • • • • '              No arrangement fee.

          100% mortgages now available for first and second time buyers
                     NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE

         You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs
       Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK

                          For free advice and further information, call us now on
                ME ,                                                                           Regulated by the
                           Swindon 772779
   0          General Insurance

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                                                                                                      a
                 No. 6740              e-mail: [email protected]                      ° ° th"" °' ° "
                  Registered with the Mortgage Code Register of Intermediaries: No. 5508399 • Consumer Credit Licence: No. 499646
         Mansfield Begbie Associates Ltd. is an Appointed Representative of Allcover Financial Services and are registered Independent Financial Advisors
                            regulated by the Personal Investment Authority for investment and pensions business.
   Credit broker fees of up to 1% on the advance maybe charged at completion depending on the type of product and credit period, Rate applied is 5.85% (6.1% APR) fixed to 31/10/04. Rates may va ry . A written quotation on loans can be obtained on request
                         Only available to persons 18 years of age or over. Subject to status. Subject to our current lending criteria. A life assurance policy may be required.
   Example: A married couple aged 30 years and 28 years, both non-smokers, applying for an endowment mortgage of £50.000 over a 25 year term (300 monthly payments), completing before 31 December 2001 secured against a property being purchased
    for £55,000. 300 monthly mortgage payments of £206.25. Monthly endowment premium of £74.96. Total amount payable £134,558 calculated to include valuation lee £195. This calculation is based on the assumption that the discounted rate will apply
       throughout the term of the loan. Maximum loan £150,000. The rate applies to loans up to and including 97% of the purchase price or valuation, whichever is the lower. The discounted rate is applicable until 30/4/03, after which the than
          current variable base mortgage rate will apply. When an applicant is borrowing more than 75% the Society will require additional security. This is usually in the form of a Risk Charge. Rates correct at time of going to press.
                     Incorporated in England and Wales - Company Number: 3217240 - Reg. O ffice: 311, Ballards Lane, Finchley, London N12 8LY
          REMEMBER: YOUR HOME 15 AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE UK UITIER LOAN SEUUREU UN  II
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