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Mansfield
             M B
          ] U L^                        SERVICES                                 Begbie



              Associates united                                                  Associates Ltd
          ortgage Brokers               Serving the community since 1987


         MOVE INTO


         SPRINGTIME WITH


         A NEW MORTGAGE


         With 14 years experience providing mortgages in Swindon,
         including tracker mortgages, you can be assured of excellent service  Happy Easter
        from Mansfield Begbie Associates Ltd

                                    For example, £50,000 would cost £275.50 per month capital
                                    repayment (excluding insurance). This is discounted to 30 / 9 / 03.
            •                       Valuation refunded on completion and £250 cashback.
            4.3% (APR 4.8%)         (Maximum loan to value 97%). Daily interest, tracker discount.
            discounted to 30/9/03

                                    Rates from 4.35% (APR 4.8%) or 3.95% (APR 4.2%) (subject to
     '        •                     'loan to value') for two years. Available with special remortgage
            mortgage                package (No arrangement or valuation fees; legal fees paid).
                                    Maximum available 95% for purchases and remortgages.

                             For a limited period: 5 year fixed rate of 5.65% (APR 5.6%)
                             available for mortgages & remortgages fixed until 31/1/07
                   i^w)

     '           .   already
                              RE-MORTGAGE SPECIAL
                  _                 A discounted rate of 3.95% on a daily interest basis (APR 4.2%)
              •     •               for two years. No 'Tie-Ins.' (Maximum loan to value: 75%).
                   •
          •iit'l I  • • '           No arrangement fee.

            100% mortgages now available for first and second time buyers
                       NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE

         You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs
         Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK
                            ae advice and furtt information, call us now on              '   /w
                       Swindon 77277fr'


      General fiance
                       e-mail: [email protected] • www.mansfieldbegbie.co.uk
                    Registered with the Mortgage Code Register of Intermediaries: No. 5508399 • Consumer Credit Licence: No. 499646
     Mansfield Begbie Associates Ltd. is an Introducer Representative of Allcover Financial Services authorised to give investment and pensions business intoductions only.
                     Allcover Financial Services is regulated by the Personal Investment Authority for investment and pensions business.
                   Credit broker fees of up to 1% on the advance may be charged at completion depending on the type of product and credit period. A wri tten quotation on loans can be obtained on request.
                           Only available to persons 18 years of age or over. Subject to status. Subject to our current lending criteria. A life assurance policy may be required.
       Example: A married couple aged 30 years and 28 years. both non-smokers, applying for a repayment mortgage of £50.000 over a 25 year term (300 monthly payments), completing before 30,612002 secured against a prope  rty being purchased for £55,000.
            300 monthly mortgage payments of £275.50. Total amount payable £82.845 calculated to include valuation fee £195. This calculation is based on the assumption that the discounted rate will apply throughout the term of the loan.
       Maximum loan £150,000. Rate applied is 4.3 % (48% APR) discounted to 309/03. Rates may vary. The rate applies to loans up to and including 97% of the purchase price or valuation, whichever is the lower. The discounted rate is applicable until 30/9 103,
          shot whioh the than current variable base mo rtgage rate will apply. When an applicant is borrowing more than 75% the lender may require additional security. This is usually in the form of a Risk Charge. Rates correct at time of going to press.
                       Incorporated in England and Wales - Company Number: 3217240 - Reg. Office: 311, Ballards Lane, Finchley, London N12 SLY
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