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____                        MORTGAGE                                     Mansfield

                                                                                Begbie
                                      SERVICES

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            As tatesLimit                                                      Associates L.td
      Mortgage   Brokers              Serving the community since 1987
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                             SPRINGTIME SHIFT*
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                                ow's the time to make a m , -'e on a mortgage


                              ith 14 years experience providing mortgages in Swindon, including tracker mortgages,
                            you can be assured of excellent service from Mansfield Begbie Associates Ltd.

                                  For example, £50,000 would cost £275.50 per month capital
                                  repayment (excluding insurance). This is discounted to 30/9/03.
          •                       Valuation refunded on completion and £250 cashback.
          4.3% (APR 4.8%)         (Maximum loan to value 97%). Daily interest, tracker discount.
          discounted to 30/9/03
                                  Rates from 4.35% (APR 4.8%) or 3.95% (APR 4.2%) (subject to
             •                    'loan to value') for two years. Available with special remortgage
        •iit.]i          .        package (No arrangement or valuation fees; legal fees paid).

                                  Maximum available 95% for purchases and remortgages.

                           For a limited period: 5 year fixed rate of 5.65% (APR 5.6%)
                   NEW     available for mortgages & remortgages fixed until 31/1/07



               • •                 RE-MORTGAGE SPECIAL
                                  A discounted rate of 3.95% on a daily interest basis (APR 4.2%)
         F_       •               for two years. No 'Tie-Ins.' (Maximum loan to value: 75%).
             • •   a               No arrangement fee.


          100% mortgages now available for first and second time buyers
                     NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE
       You tell us what your requirements are and we will t ry to provide the arrangements to suit your individual needs
       Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK

                     For free advice and further information, call us now on
       0 Swindon 772779



    General Insurance
        No. 6740     e-mail: [email protected] • www.mansfieldbegbie.co.uk

                  Registered with the Mortgage Code Register of Intermediaries: No. 5508399 • Consumer Credit Licence: No. 499646
   Mansfield Begbie Associates Ltd. is an Introducer Representative of Allcover Financial Services authorised to give investment and pensions business intoductions only.
                   Allcover Financial Services is regulated by the Personal Investment Authority for investment and pensions business.
                 Credit broker fees of up to 1% an the advance may be charged at completion depending on the type of product and credit period. A written quotation on loans can be obtained on request.
                         Only available to persons 18 years of age or over. Subject to status. Subject to our current lending criteria. A life assurance policy may be required.
     Example: A married couple aged 30 years and 28 years, both non-smokers, applying fora repayment mortgage of £50,000 over a 25 year term (300 monthly payments), completing before 30/6/2002 secured against a property being purchased for £55,000.
           300 monthly mortgage payments of £275.50. Total amount payable £82,845 calculated to include valuation fee Et 95. This calculation Is based on the assumption that the discounted rate will apply throughout the term of the loan.
     Maximum loan £150,000. Rate applied Is 4.3% (40% APR) discounted to 30/9/03. Rates may  vary. The rote applies to loans up to and Including 97% of the purchase price or valuation, whichever Is the lower. The discounted rate is applicable until 30/9/03,
        after which the then current variable base mortgage rate will apply. When an applicant is borrowing more than  75% the lender may require additional security. This is usually in the form of a Risk Charge. Rates correct at time of going to press.
                     Incorporated in England and Wales - Company Number: 3217240 - Reg. Office: 311, Ballards Lane, Finchley, London N12 SLY
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