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M B                     MORTGAGE                                    Mansfield
        J tJ L^                                                                 Begbie
                                      SERVICES

            Associate Limited                                                  Associates Ltd
        ortgage Brokers                Serving the community since 1987





    MIGRATE TO A                                                                                  ^t



     NEW MORTGA E


    With 14 years experience providing mortgages in Swindon,
    including tracker mortgages, you can be assured of
    excellent service from Mansfield Begbie Associates Ltd.                           —'

                                  For example, £50,000 would cost £270 per month capital
                                  repayment (exclu ding insurance). This is discounted to 31/1 / 04.
          •                        (Maximum loan to value 97%). Daily interest, tracker discount.
          4.1% (APR 4.7%)         No repayment fees.
          discounted to 31/1/04

                                  Rates from 4.45% (APR 4.9%) or 4.15% (APR 4.7%) (subject to
    '        •                     'loan to value') for two years. Available with special remortgage
             • • • • '	           package (No arrangement or valuation fees; £250 cashback).
                                  Maximum available 95% for purchases and remortgages.

               For a limited period: 5 year fixed rate of 4.85% (APR 5.2%) available for
       NW
               mortgages & remortgages fixed until 2/10/07  ( 350 booking fee. Max loan to value 75%)


    '                  - . •       RE-MORTGAGE SPECIAL
                _                 A discounted rate of 4.15% on a daily interest basis (APR 4.7%)
             •    •               for two years. No 'Tie-Ins' at end of 2 years. (Maximum loan to
          mortgage....            value: 75%). No arrangement fees or valuation. £250 cashback.


          100% mortgages now available for first and second time buyers
                     NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE


       You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs
       Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK
                     For free advice and further information, call us now on               / .
       MEMBER
                                   •
       C Swindon 77277610

    General Insurance
        No 6745      e-mail: [email protected] • www.mansfieldbegbie.co.uk
                  Registered with the Mortgage Code Register of Intermediaries: No. 5508399 • Consumer Credit Licence: No. 499646
   Mansfield Begbie Associates Ltd. is an Introducer Representative of Allcover Financial Services authorised to give investment and pensions business intoductions only.
                   Allcover Financial Services is regulated by the Personal Investment Authority for investment and pensions business.
                 Credit broker fees of up to 1% on the advance maybe charged at completion depending on the type of product and credit period. A written quotation on loans can be obtained on request.
                         Only available to persons 18 years of age or over. Subject to status. Subject to our current lending criteria. A life assurance policy may be required.
     Example: A married couple aged 30 years and 28 years, both non-smokers, applying for a repayment mortgage of £50,000 over a 25 year term (300 monthly payments), completing before 30/11/2002 secured against a property being purchased for £55.000.
           300 monthly mortgage payments of £270. Total amount payable £81.195 calculated to include valuation fee £195. This calculation is based an the assumption that the discounted rate will apply throughout the term of the loan.
     Maximum loan £150,000. Rate applied is  4 1% (4.7% APR) discounted to 31!1,04. Rates may vary. The rate applies to loans up to and including 97% of the purchase price or valuation, whichever is the lower. The discounted rate is applicable until 31 /1/04,
        after which the then current variable base mortgage rate will apply. When an applicant is borrowing more than 75% the tender may require additional security. This is usually in the farm of a Risk Charge. Rates correct at time of going to press.
                     Incorporated in England and Wales - Company Number: 3217240 - Reg. Office: 311, Ballards Lane, Finchley, London N12 8LY
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