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____                        MORTGAGE                                    Mansfield

                                                                               Begbie
            M
              Associates
        1J EI      B                  SERVICES                                 Associates Ltd
                                      Serving the community since 1987


     IMPROVE YOUR


     MORTGAGE


     THIS EASTER


     With over 15 years experience providing mortgages in Swindon,
    including tracker mortgages, you can be assured of excellent
    service from Mansfield Begbie Associates Ltd.

                                  3.79% (APR 4.4%) fixed until 30/6/05

                                  For example, £50,000 would cost £261.50 per month capital repayment
                                  (excluding insurance). This is fixed for two years. (Maximum loan to value
                                  97%). Daily interest, £199 fee.


          ¶ J$                    Rates from 4.2% (APR 4.7%) or 3.9% (APR 4.5%) (subject to 'loan to value')
                                  for two years. Available with special remortgage package (No arrangement
          ii     - -              or valuation fees; £250 cashback). Maximum available 95% for purchases
                                  and remortgages.
                 1
                        For a limited period: 5 year fixed rate of 4.95% (APR 5.4%),

                        fixed until 2/5/08 (E199 booking fee. Max loan to value 90%)
               1t

    '                                  RE-MORTGAGE SPECIAL
        I  I   -                  A discounted rate of 3.74% on a daily interest basis (APR 4.4%) for

                                  two years. No 'Tie-Ins' at end of 2 years. (Maximum loan to value: 75%).
                 -        1       Free valuation, £299 arrangement fee can be added to loan, £250 cashback.

      100% mortgages now available for first and second time buyers. Negative Equity Mortgages also available.

    You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs.
    Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK
                            For free advice and further information, call us now on

                        Swindon 772779


                   e-mail: info@mansfieldbegbie.co.uk • www.mansfieldbegbie.co.uk

                     Registered with the Mortgage Code Compliance Board: No. 5508399 • Consumer Credit Licence: No. 499646
   Mansfield Begbie Associates Ltd. is an Introducer Representative of Allcover Financial Services authorised to give investment and pensions business intoductions only.
                   Allcover Financial Services is regulated by the Personal Investment Authority for investment and pensions business.
                 Credit broker fees of up to 1% on the advance may be charged at completion depending on the type of product and credit period. A written quotation on loans can be obtained on request.
                 Only available to persons 18 years of age or over. Subject to status. Subject to our current lending criteria. A life assurance policy may be required.
                 Example: A married couple aged 30 years and 28 years, both non-smokers, applying fora repayment mortgage of £50,000 over a 25 year term (300 monthly payments), completing before 31/7/2003
                 secured against a  property  being purchased for £55.000. 300 monthly mortgage payments of £261.50. Total amount payable £78.844 calculated to include valuation fee £195. This calculation is based
       ®         on the assumption that the discounted rate will apply throughout the term of the loan. Maximum loan £150,000. Rate applied is 3.79% (4.4% APR) fixed until 3016/05. Rates may vary. The rate applies
                 to loans up to and including 97% of the purchase price or valuation, whichever is the lower. The fixed rate is applicable until 30/6/05, after which the then current variable base mortgage rate will apply.
    General Insurance  When an applicant is borrowing more than 75% the lender may require additional security. This is usually in the form of a Risk Charge. Rates correct at time of going to press.
        16740         Incorporated in England and Wales - Company Number: 3217240 - Reg. Office: 311, Ballards Lane, Finchley, London N1 2 8LY
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