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MORTGAGE                                     Mansfield


            M                                                                   Begbie
      JI  JJBII                       SERVICES                                 Associates Ltd

                                      Serving the community since 1987

                                        Thinking of a house move or re-mortgaging

                                                       your present property?

                                            WART 2003 WITH A


                                            1  RTGAGE REVIEW



                   With 14 years experience providing mortgages in Swindon, including tracker mortgages,
                        you can be assured of excellent service from Mansfield Begbie Associates Ltd.

                                  4.1% (APR 4.7%) discounted to 31/1/04
                                  For example, £50,000 would cost £270 per month capital repayment
                                  (excluding insurance). This is discounted to 31/1/04. (Maximum loan to
                                  value 97%). Daily interest, tracker discount. No repayment fees.

        L      I                  Rates from 4.35% (APR 4.8%) or 4.09% (APR 4.6%) (subject to 'loan to
                                  value') for two years. Available with special remortgage package
                                  (No arrangement or valuation fees; £250 cashback).
                                  Maximum available 95% for purchases and remortgages.

               For a limited period: 5 year fixed rate of 4.65% (APR 5.1 %) available for
       NEW
               mortgages & remortgages fixed until 2/11/07 (£199 booking fee. Max loan to value 95%)

        AND 3.99% (APR 4.4 %) fixed rate until 31/12/04 (.£299 booking fee, can be added to loan.
                                                                     Max loan to value 80 %)

                                   RE-MORTGAGE SPECIAL
                                  A discounted rate of 4.09% on a daily interest basis (APR 4.6%) for
                                  two years. No 'Tie-Ins' at end of 2 years. (Maximum loan to value: 75%).
                                  No arrangement fees or valuation. £250 cashback.


      100% mortgages now available for first and second time buyers. Negative Equity Mortgages also available.

    You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs.
    Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK
                            For free advice and further information, call us now on

                        Swindon 772779


                   e-mail: [email protected] • www.mansfieldbegbie.co.uk

                    Registered with the Mortgage Code Compliance Board: No. 5508399 • Consumer Credit Licence: No. 499646
   Mansfield Begbie Associates Ltd. is an Introducer Representative of Allcover Financial Services authorised to give investment and pensions business intoductions only.
                   Allcover Financial Services is regulated by the Personal Investment Authority for investment and pensions business.
                Credit broker fees of up to 1% on the advance maybe charged at completion depending on the type of product and credit period. A written quotation on loans can be obtained on request.
                Only available to persons 18 years of age or over. Subject to status. Subject to our current lending criteria. A life assurance policy may be required.
                Example. A married couple aged 30 years and 28 years, both non-smokers, applying for a repayment mortgage of £50,000 over a 25 year term (300 monthly payments), completing before 30/11 /2002 secured
                against a property being purchased for £55,000. 300 monthly mortgage payments of £270. Total amount payable £81,195 calculated to include valuation fee £195. This calculation is based on the assumption
      ®         that the discounted rate will apply throughout the term of the loan. Maximum loan £150,000. Rate applied is 4.1 % (4.7%APR) discounted to 31/1/04. Rates may vary. The rate applies to loans up to and
                including 97% of the purchase price or valuation, whichever is the lower. The discounted rate is applicable until 31/1/04, after which the then current variable base mortgage rate will apply.
   General Insurance
                When an applicant is borrowing more than 75% the lender may require additional security. This is usually in the form of a Risk Charge. Rates correct at time of going to press.
      Ne. 6740  Incorporated in England and Wales - Company Number: 3217240 - Reg. Office: 311, Ballards Lane, Finchley, London N1 2 8LY
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