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MORTGAGE                                    Mansfield

                                                                               Begbie
                                      SERVICES                                 Associates Ltd

                                      Serving the community since 1987


                                   THINKING OFA


                                   SPRING TIME SHIFT


                                   We'll help you take the right route into the future


                                  With over 15 years experience providing mortgages in Swindon,
                                  including tracker mortgages, you can be assured of excellent service
                                  from Mansfield Begbie Associates Ltd.

                                  3.8% (APR 4.4%) discounted for two years
                                  For example, £50,000 would cost £261.50 per month capital repayment
                                  (excluding insurance). This is discounted for two years. (Maximum loan
                                  to value 95%). Daily interest, tracker discount.

                                  Rates from 4.2% (APR 4.7%) or 3.9% (APR 4.5%) (subject to 'loan to value')
                                  for two years. Available with special remortgage package (No arrangement
                                  or valuation fees; £250 cashback). Maximum available 95% for purchases
                                  and remortgages.


                      For a limited period: 5 year fixed rate of 4.89% (APR 5.3%),
             NEw
                      fixed until 2/3/08 (1199 booking fee. Max loan to value 95%)



                                   RE-MORTGAGE SPECIAL
                                  A discounted rate of 3.9% on a daily interest basis (APR 4.5%) for
                                  two years. No 'Tie-Ins' at end of 2 years. (Maximum loan to value: 75%).
                                  No arrangement fees or valuation. £250 cashback.


      100% mortgages now available for first and second time buyers. Negative Equity Mortgages also available.
    You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs.
    Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK
                            For free advice and further information, call us now on

                        Swindon 772779


                   e-mail: [email protected] • www.mansfieldbegbie.co.uk

                     Registered with the Mortgage Code Compliance Board: No. 5508399 • Consumer Credit Licence: No. 499646
   Mansfield Begbie Associates Ltd. is an Introducer Representative of Allcover Financial Services authorised to give investment and pensions business intoductions only.
                   Allcover Financial Services is regulated by the Personal Investment Authority for investment and pensions business.
                Credit broker fees of up to 1%on the advance may be charged at completion depending on the type of product and credit period. A written quotation on loans can be obtained on request.
                Only available to persons 18 years of age or over. Subject to status. Subject to our current lending criteria. A life assurance policy may be required.
                Example: A married couple aged 30 years and 28 years, both non-smokers, applying fora repayment mortgage of £50,000 over a 25 year term (300 monthly payments), completing before 31/5/2003 secured
                against a  property  being purchased for £55,000. 300 monthly mortgage payments of £261.50. Total amount payable £78.645 calculated to include valuation fee £195. This calculation is based on the
                assumption that the discounted rate will apply throughout the term of the loan. Maximum loan £150,000. Rate applied is 3.8 % (4.4% APR) discounted for two years. Rates may vary. The rate applies to loans
                up to and including 95% of the purchase price or valuation, whichever is the lower The discounted rate is applicable for two years, after which the then current variable base mortgage rate will apply.
   General Insurance
                When an applicant is borrowing more than 75% the lender may require additional security. This is usually in the form of a Risk Charge. Rates correct at time of going to press.
       Na, 6740  Incorporated in England and Wales - Company Number: 3217240 - Reg. Office: 311, Ballards Lane, Finchley, London N12 8LY
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