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36 The Link Magazine • December 2004
          LIGHTING BUG                                           Avoid debt this Christmas
                                                          Many people will find themselves in debt going into the New Year,
          FACTORY WAREHOUSE                               and some may turn in desperation to door-step money lenders, who
          IN WEST SWINDON                                 charge interest of up to 177 per cent APR.
                                                                                             p,
         Units 16/17 Westmead Industrial Estate, Westlea, Swindon  But there is a way to avoid let-  ,.  loan^ 	S G)
                                                          ting debt spiral out of control - an  oniY 1268
           Probably the widest selection                  account with a Credit Union. Join-  MoneyAd-
         of affordable lighting in Wiltshire              ing costs just £1 and members can   Clivev
                                                          get free professional money ad-           j an+
            tp-      Open:              Locate the Lighting Bug  vice in complete confidence if they  `  ..^:  retht = -
     ^^    .,            Mon to Sat          Jlfi         need it. Loans are available, de-      -
         y                                                pendant on the amount saved. The
          '            9.30am to 5.30pm                                                  Save for:
                                              5w' ao
                                                   Lgn,ig   9  cost of borrowing is only 12.68 per  Holidays
                                 Y                        cent, which equates to 1 per cent a  SC.hool tnps
                        Bank Holidays
             '•          10am to 4pm                 sa^,  month with interest only charged •  Househelddllls
                                                n                                         Christmas
                                          o ear           on the declining balance.      •ry Licence
          www.lightingbug.co.uk                             The Clivey CreditUnion marked  Or anything!
                                                          its fifteenth birthday earlier this
                                                                                      Julie Allen with Cu member Ted Poole
                                                          year and has been given permis
                                                          sion to offer its service beyond its  only financial services provider
                                             di ll'       North Swindon boundary      with a maximum interest rate.
                         C HARISMA                          Julie Allen, who works for Co-  Anyone living or working in
                          BLINDS _                  ;<    operative Futures as Credit Union  North and West Swindon can join
                                                          & Social Enterprise Advisor, de-  the Clivey Credit Union. And as it
                                                          scribed the organisation as finan-  can attract people from further
                                                          cial co-operatives, run for the ben-  afield, it needs volunteers to set up
               rainbow of colours to brighten             efit of its members. "There are no  new collection points. Full train-
                up your home this Winter!                 shareholders; all profits are paid  ing is provided in administration
                                                          to the members as a dividend,  and financial skills, which often
              Catch the rainbow at Charisma Blinds          "Over the years the Clivey has  leads to paid positions with local
           The factory - the place for quality and value  helped many people get  firm foot-  companies.
                                                          ing on the ladder of financial sta-  The Clivey Credit Union is open
            Manufacturers and suppliers of all types of blinds  bility."              on Wednesdays 10am to 12noon
                 Full fitting service or cash and carry
                                                            Credit Unions are strictly gov-  and Saturdays 11am to 12noon at
       Factory showroom open Monday to Thursday 9.30am - 5.30pm  erned by the Financial Services Au-  Clive Parade, opposite the Moon-
              Friday 9.30am - 5pm, Saturday 10am - 4pm    thority who impose strict regula-  rakers, on Cricklade Road. For
     BSS House, Cheney Manor Ind. Est., Swindon, Tel: 01793 434584  tions on procedures. They are the  details call Julie Allen on 848899.

                                                           How is anti-social behaviour affecting you?
                                                          Restrictions on rampaging youth and pro-active community policing
                 w^I4 (                         tM        seem to be having an effect in West and North Swindon according to
                                                          Swindon Police and Swindon Council's crime and disorder department.
                                                            Using dispersal orders on
                                                          groups gathered in public and anti-
                                                          social behaviour orders against in-
                                                          dividuals, combined with visits to
                                                          schools and interviews with par-
      YOUR LOCAL PVC-U MANUFACTURER                       ents, has reduced the number of
                                                          incidents reported to the police.
      • Buy direct from                                     The six month dispersal order
                                                          around the West Swindon Centre,
       our factory
                                                          was lifted at the end of October.
      • We make it and                                    Orders in Pinehurst, Moredon and
       we fit it                                          Greenmeadow are in force until
                                                          the end of the year and those in
      • High security                                     Freshbrook and Toothill Village
                                                          Centres expire in February.
      • 10 year guarantee
                                                            In Shaw a ringleader is on re-  New assistance on the beat. Police Com-
      • Lowest prices                                     mand for assault and the village  munity Support Officer Amanda Luker,
                                                          centre is quiet, partly because the  left, can be met on the streets of West
                                                          shop has been closed for refur-  Swindon, helping people with informa-
                                     Why not let
                                                          bishment. Businesses and the  tion and keeping beat officers like WPC
                                       us handle          church report less damage.  Pat Salter in touch with what's goingon
                                                          But what's your experience?
                                      everything          Write to or mail The Link, ad- Competition winners
                                                          dress on page 4, with your views.  Lindt chocolates from Swindon FM: Mrs
                                    from start to               Bad idea for          J Coates, Ash Brake: Mr B
                                                                                      Purnell,Stratton: Michelle John, Liden;
                                        finish?                Christmas gift         Cathy Baker, Rodbourne; Pat Bingham,
                                                                                      Freshbrook: Jenny Austin, Walcot
                                                          Swindon Police are advising par-  Jethro videos:
                Call today 01793 790944                   ents that it is illegal to use motor-  Kevan Ponsford, Taw Hill; J Giles, Shaw;
                                                          ised skateboards on public roads j Mrs E Brooks-Markey. Grange Park: S
       or 07973 232435 (evenings and weekends)            and footpaths and they will pros-  Bannon. Freshbrook
                                                          ecute anybody who breaks the  Tickets to Jack and the Beanstalk:
          The Marsh, Lower Wanborough. SN4 OAS
                                                          law. For details call 528111.  Simon Clarke, Sutton Park, Blunsdon
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