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20 swindonlink.com • November 2008
Age Concern Swindon offers new independent finance advice service
With the recent turmoil in the financial markets and the value of pension funds heading south, a free seminar at Steam Museum on Monday
17 November, organised by Age Concern Swindon, cannot come a day too soon.
The event marks the launch of Age Concern Swindon’s independent asking for help on important financial decisions such as inheritance tax
advice service in conjunction with the Co-operative Independent Financial and investments. The new service has been designed to aid people who
Advisers (CIFA) and aims to help over 50s to think about maximising are unsure where to turn to for unbiased advice and for those who have
income in retirement, planning for care fees and also what to do about not had access to basic financial products and services.
inheritance tax Ann Hurcomb from Age Concern Swindon said, “we encourage people
New research from Age Concern’s Age Agenda report reveals that to come along to the free seminar to see how the Independent Advice
more than one in six (7.5 million) of the UK population is in urgent need Service can help them. It’s essential for older people in Swindon to make
of financial advice and, of these, 600,000 are aged over 65. Even more informed financial decisions if they want to improve their quality of life
worrying, over 220,000 (4 per cent) households headed by people aged in retirement and protect the value of their estates.”
65 to 84 are without a bank account. To book a place, call Age Concern Swindon on 692166. For details of
Over recent years thousands of people have contacted Age Concern the Independent Advice Service call free on 0845 685 1077.
Modest priced device to stop heating costs going through the roof
It’s going to be chilly even if we have a mild winter, and whenever the boiler is on, you’re burning money. So here’s a simple, low cost device
that will pay for itself in just a few months.
It makes common sense to close windows and for the room. It can be easily moved and stored
seal up draughty doors in the winter months but whenever the fire is lit.
many homes still have a huge hole in the wall: No DIY skills are needed to install the heatsaver,
the chimney. which is suitable for most fireplaces, apart from
3
In a modern house, up to 40m of warm air stoves or those with back boilers. For non standard
escapes up the chimney every hour, which means sizes, a screen can be custom made.
an average sized living room loses all its warm air Tests in 2005 showed that an average household
in less than an hour. could save £144 a year by installing the device.
As well as heat loss, the chimney can cause This is likely to be significantly higher after the
draughts around the house, in a cycle known last round of fuel price increases and even greater
as the stack effect. As hot air leaves, cold air is savings are likely to be made in older houses.
drawn into a room, through gaps in floorboards And of course the less energy you burn, the more
and windows. you’re doing to reduce your carbon footprint.
The Fireplace Heatsaver has been designed to The Fireplace Heatsaver costs £79.95 including
seal up the fireplace when not in use. Made from VAT and delivery. Order with a credit card by
clear moulded acrylic, it stops hot air escaping calling 01924 368899 or online at: www.fireplace-
but allows the fireplace to remain as a focal point heatsaver.co.uk
K. & E. J. Crump & Son
Now with added extras! Family ButChErS
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• Stories that don’t appear in The Link magazine
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