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,,,- 4&                    MORTGAGE                                     Mansfield

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                                      SERVICES                                   Associates
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    LOOKING TO REDUCE YOUR



          MORTGAGE PAYMENTS?




        LOWER INTEREST RATES • GREATER STABILITY


      Whether you are moving house or thinking of re-mortgaging

               your present property, we may be able to help you


     We have special discounts available NOW!!



                                                  For example,   £50,000 would cost £117.16 per month
           First time buyers
                                                  interest only net of MIRAS (excluding insurance). This is
          3.04% (APR 3.5%) for                    a discount of 4.95% for the first year.
          one year (variable)*
          5.49% (APR 5.8%) for                    For example,   £50,000 would cost £208.16 per month
          two years (variable)*                   interest only net of MIRAS (excluding insurance).
                                                  This is a discount of 2.5% for the first two years.
           *400 cashback on completion

                                                  For example, 2 years fixed rate at 4.99% (APR 5.3%) and
          Fixed rates
                                                  4 year fixed rate 7.99% (APR 8.4%). (Max loan to value 95%)

                                                  Don't worry 	Cashbacks of up to £6,000
          If you already h.ve
                                                  are now available for housebuyers and those seeking
          a mortgage 	                            to re-mortgage.


       100% mortgages now available for first and second time buyers


                        You tell us what your requirements are and we will try
                      to provide the arrangements to suit your individual needs

              Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
                       For free advice and further information, call us now on

                  Swindon 873369


                   "Representative Only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                  CORNHCLL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business'.
   Credit broker toes of up to 1% on the advance maybe charged at completion depending on the type of product and credit penod Rate applied in 304%PA (3.5% APR) for one year APR is variable. Rates may vary, A written quotation or, loans can
    be obtained on request Only available to persons 18 years of ego or over. Subject to status Subject to our current lendorg criteria. A 4.95% redaction applied to the variable base mortgage rate, currently 7.99% Those applicants benetleng from
    this special discount who redeem their mortgage within three years from the data of completion will be charged an additional two months interest This charge will be reimbursed ifa new mortgage when taken Out with the Society Example: A
    rnenred oneple aged 30 years and 28 years, both nonsmokers, applying or an endowment mortgage of 650.000 over  25 year ammo (300 monthly payments), completing before 30 November 1995 secured against a property being purchased for
    £55,500. 300 nronthiy mortgage payments not 01 tax of £1 1716. Monthly endowment Premium01 £74.96. Total amount payable C107,791. Calculated to include , Valuation tee Cl 55 This calculation is based on the assumption that the discounted
   rate will apply throughout the term or the loan Maximum loan £150,000 The 304% rote applies to loans up to and including 95% 01 the purchase price or valuation, whichecer is the lower The discounted rate inapplicable for one year, after which
                    the than current rate will apply, When an applicant is borrowing rnoro than 75% the Society will require additional security. This is usually in the 100001 a Risk charge.
           REMEMBER- YOUR HOME IS  AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT

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