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         	                         MORTGAGE                                      Mansfield
                                                                                 Begbie
         0  a
                   8
       r4J 	A8ocietes                 SERVICES                                   Associates




    LOOKING TO REDUCE YOUR



          MORTGAGE PAYMENTS?




        LOWER INTEREST RATES • GREATER STABILITY


      Whether you are moving house or thinking of re-mortgaging

               your present property, we may be able to help you


    We have special discounts available NOW I!


                                                  For example,   £50,000 would cost £117.16 per month
      No-  First time buyers
                                                  interest only net of MIRAS (excluding insurance). This is
          3.04% (APR 3.5%) for                    a discount of 4.95% for the  first year.
          one year (variable)*

          5.49% (APR 5.8%) for                    For example,   £50,000 would cost £208.16 per month
          two years (variable)*                   interest only net of MIRAS (excluding insurance).
                                                  This is a discount of 2.5% for the first two years.
           *400 cashback on completion

                                                  For example, 2 years fixed rate at 4.99% (APR 5.3%) and
          Fixed rates
                                                  4 year fixed rate 7.99% (APR 8.4%). (Max loan to value 95%)

                                                                   Cashbacks of  tip to £6,000
                                                  Don't worry
          If you already have
                                                  are now available for iiousebuyers and those seeking
          a mortgage 	                            to re-mortgage.

       100% mortgages now available for first and second time buyers


                        You tell us what your requirements are and we will try
                      to provide the arrangements to suit your individual needs

              Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
                       For free advice and further information, call us now on


                  Swindon 873369


                   "Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions Only.
                  CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business.
   Credit broker lees of op to 1% on the advance may be charged at completion depending on the type 01 product and credit period tiara applied is 3.04%PA (3.5% APR) for one year, APR is variable Rates may vary. A written quotation on loans can
    be obtained on request Only available to persons IS years of age or over. Subject to status Subject to our currant lending criteria, A 4,95% reduction applied to the variable base mortgage rate, currently 799%. Those applicants henetittirtg front
     this special discount who redeem their mortgage Within three years front the date of corrrpletion will be charged an additional two months interest This charge will be reimbursed it a new mortgage is then takes not with the society, Example:A
    mewed couple aged 30 years and 28 years, both non-smokers, applying for as endowment mortgage of £50,000 over a 25 year term (300 monthly payments), completing before 311 November 1995 secured against a property being purchased for
    £55,000 300 monthly mortgage payments net of tax of £11 7.16. Monthly endowment premium of £74.96. Total amount payable £107.701 Calculated to Include. Valuation tee £155 This calculation Is based on the assumption that the discounted will
    rate    apply throughout the tern of the loan Maximum tour £t 50,000. The 3.04% rate applies to loans up to and including 95% of the purchase price or valuation, whichever is the lower, The discounted rate is applicable for one year, after which
                     the then current rate will apply. When an applicant is borrowing more than 75% the Society will require additional sacurito. This is usually in the form of  Risk Charge.
           REMEMBER: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT

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