Page 11 - link magazine

MORTGAGE Mansfield

Begbie
SERVICES
B
M
fl a Associ tes
ille
Assoctes
Serving the community since 1987
Mansfield Begbie Associates
would like to thank all their clients

for their support during 1997
and wish all Link readers a very c
Merry Christmas and a Prosperous New Year

START 1998 WITH A NEW MORTGAGE

Whether you are moving house or thinking of re-mortgaging

your present property, we may be able to help you

We have special discounts available NOW 11

First time buyers For example, £50,000 would cost £244.56 per month
interest only net of MIRAS (excluding insurance).
6.45% (APR 6.8%) for one year (variable) This is a discount of 2% for the first year, plus £1,500
* 3% of advance cashback cashback. (Maximum loan to value 95%)
on completion

For example, £50,000 at 5.450/0 (APR 5,7%) would cost
All Borrowers £206.64 per month interest only net of MIRAS (excluding

5.45% (APR 5.7%) for two years (variable) insurance). This is a discount of 3% for the first two years.
(Maximum loan to value 90%)

Fixed rates For example, 2 years fixed rate at 5.45% (APR 5.8%) and 3
year fixed rate 6.69% (APR 7.1%). (Max loan to value 95%)

If you already have RE-MORTGAGE SPECIAL A discounted rate of 6.45%
(APR 6.8%) to 31/1/2000 with valuation refund on
a mortgage completion and up to £330 free legal fees (maximum loan:
95% loan to value)
100% mortgages now available for first and second time buyers

NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE

You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs
Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
For free advice and further information, call us now on

Swindon 772779

Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business.
Credit broker tees of up to 1% on the advance maybe charged at completion depending on the iype of product and credit period. Rate applied is 6,45% (68% APR) for one year, APR is variable Rates may vary A written quotation on loans can
be obtained on request. Only available to persons 18 years of age or over. Subject to status Subject to our current lending criteria. A 2% reduction applied to the variable base mortgage rate, currently 8.45% Those applicants benefiting from this
special discount who redeem their mortgage within toot yearn from the date of completion will be charged an additional en months Interest This charge will be reimbursed if a now mortgage is then taken out with the Society
Example: A married couple aged 30 years and 28 years. both non-smeokore, applying for an endowment mortgage of £50,000 over a 25 year teen (300 monthly payments), completing before 31 January 1998 secured against a property being
purchased for £55,000. 300 monthly mortgage payments net of tae of C244,56. Monthly endowment premium of £7486 Total amount payable E146.11 1 Calculated to include valuation fee £t 55 and arrangement tee of E100 This calculation Is
based on the assumption that the discounted rate will apply throughout the ferns of the loan Maximum loan £t 50.000. The 645% rate applies to loans up to and including 95% of the purchase price or ualuatloe, whichever is the lower,
The discounted rate is applicable for one year, after which the then current rate will apply. When an applicant is borrowing more than 75% the Society will requite additional socerity, This Is usually in the fore of a Risk Charge
REMEMBER YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT