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MORTGAGE                                     Mansfield

                                                                                 Begbue
                                                   VICES                         Assocjates


                  e
                                   Serving the community since 1987

                          FALL INTO



                          A NEW








     Whether you are moving house or thinking of

     re-mortgaging your present property, we may be able to help you

    We have special discounts available NOW 1!


                                                  For example, £50,000 would cost £235.08 per month
          First time buyers
                                                  interest only net of MIRAS (excluding insurance).
          6.2% (APR 6.6%) for one year (variable)   This is a discount of 2% for the first year, plus £1,500
          * 3% of advance cashback                cashback.  (Maximum loan to value 95%)
            on completion

                                                  For example, £50,000 at 6.2% (APR 6.6%) would cost
          All Borrowers                           £235.08 per month   interest only net of MIRAS (excluding

          6.2% (APR 6.6%) for one year (variable)*   insurance). This is a discount of 2% for the first two years.
                                                  (Maximum loan to value 95%)
          * £250 cashback on completion


          Fixed rates                             For example, 2 years fixed rate at 5.45% (APR 5.8%) and 3
                                                  year fixed rate 6.69% (APR 7.1%). (Max loan to value 95%)



          If  you already have                     RE-MORTGAGE SPECIAL  A fixed rate of 6.99%
                                                  (APR 7.4%to 1/10/2000 with £600 cashback to cover
          a mortgage 	                            legal and survey fees (maximum loan: 90% loan to value)


       100%   mortgages now available for first and second time buyers
                    NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE


    You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs
    Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
                       For free advice and further information, call us now on

                       Swindon 772779


                   Representative Only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                 CORNHILL INSURANCE PLC is regulated by the Personal investment Authority for life assurance and pensions business'.
   Credit brnlxer teen of up to 1% on the advance maybe charged at completion depending on the type at product and credit period. Rate applied is 62% (6.6% APR) for one year. APR is variable. Rates may vary. A written quotation on loans can be
    obtained on request. Only available to parsons 18 yearn of age or over. Subject to status. Subject to our Current lending criteria. A 2% reduction applied to the variable base mortgage rate, currently 6.2%. Those applicants benefiting from this
        special discount who redeem their mortgage within tour years from the date 01 completion will be charged an additional ore months interest. This charge will be reimbursed it a new mortgage Is than taken out with the Society.
    Example: A married couple aged 30 years and 28 years, both non-smokers, applying for an endowment mortgage of £50,000 over a 25 year arm (300 monthly payments), completing Sabre 30 November 1997 secured against a property being
    purchased for £55,000. 300 monthly mortgage payments net of tax 01 £235.08. Monthly endowment premium at £74.96 Total amount payable £143,267. Calculated to Include valuation tee £t 55 and arrangement lee of £100. This calculation is
      based on the assumption that the discounted rate will apply throughout the leon at the loan. Maximum loan £t 50,. The 6.2% rate applies to loans up to and including 95% at the purchase price or valuation, whichever Is the tower,
        The discounted rate Is applicable to, one year, after which the tharr current rate will apply, mi-en an applicant is borrowing more than 75% the Society will require additional security. This is usually in the loon of a Risk Charge.
           REMEMBER YOUR HOME IS AT  RISK IF YOU DO NOT KEEP UP REPAYMENTS  ON A  MORTGAGE  OR  OTHER  LOAN  SECURED   ON IT
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