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MORTGAGE                                      Mansfield

                                                                                  Begbie
                                       SERVICES                                  Associates


                                    Serving the community since


               January, February,











            Whether you are moving house or thinking of re-mortgaging

                    your present property, we may be able to help you

     We have special discounts available NOW!!


      ►              _       _                    For example, £50,000 would cost £254.05 per month
                                                  interest only net of MIRAS (excluding insurance).
          6.7% (APR 7%) for one year (variable)   This is a discount of 2% for the first year, plus £1,500
            3% of advance cashback                cashback. (Maximum loan to value 95%)
             on completion

                                                  For example, £50,000 at 5.7% (APR 6.0%) would cost
                                                  £216.13 per month interest only net of MIRAS (excluding
                                                  insurance). This is a discount of 3% for the first two years.
         5.7% (APR 6.0%) for two years (variable)
                                                  (Maximum loan to value 90%)

                                                  For example, 2 years fixed rate at 5.45% (APR 5.8%) and 5
                                                  year fixed rate 6.5% (APR 6.8%). (Max loan to value 95%)



                                                   RE-MORTGAGE SPECIAL A discounted rate of 6.45%
                                                  (APR 6.8%) to 31/1/2000 with valuation refund on
                     - -                          completion and up to £330 free legal fees (maximum loan:
                                                  95% loan to value)







    You tell us what your requirements are and we will try to provide the arrangements to suit your individual  needs
    Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
                        For free advice and further information, call us now on

                        Swindon 772779

                   'Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                 CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business'.
   Credit broker fees of up to 1 a on the advance may be charged at completion depending on the type of product and credit period. Rate applied Is 6.7% (70% APR) for one year. APR Is variable. Rates may vary. A written quotation on loans can be
    obtained on request. Only available to persons 18 years of age or over Subject to status. Subject to our current lending criteria. A 2% reduction applied to the variable base mortgage rate, currently 8.7%. Those applicants benefiting from this
        special discount who redeem their mortgage within four years Irom the data of completion will be charged an additional six months interest. This charge will be reimbursed if a new mortgage is then taken out with the Society.
     Example A manned couple aged 30 years and 28 years. both non-smokers, applying for an endowment mortgage of £50,000 over a 25 year term (300 monthly payments), completing before 31 Mamh1998 secured against a property being
    purchased for E55,000 300 monthly mortgage payments net of tax of £254.05. Monthly endowment premium of £74.96. Total amount payable £146,111. Calculated to include valuation lee £155 and arrangement lee of £100. This calculation is
      based on the assumption that the discounted rate will apply throughout the term of the loan. Maximum loan £150,000. The 6.7% rate applies to loans up to and including 95% of the purchase pace or valuation. whichaver is the lower.
       The discounted rate is applicable for one year after which the then current rate will apyly When an applicant is borrowing more than 75% the Society will require additional security. This is usually in the form of a Risk Charge.
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