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swindonlink.com • January 2011  7
               Big Society. What is it and how does it ‘fit’ into or around Swindon?

                  Bryan Hutchinson, chief executive at Voluntary Action Swindon (VAS) in John Street, Swindon, the charity that provides the town’s
                          voluntary and community organisations with knowledge, training  and resources, gives his take on the idea.
             The Big Society, in my view, is one   There is also micro volunteering,  support  from  them  and  the  Big  permission to make things happen.
             in which individuals feel big: big  teams of work colleagues who do  Lottery. Voluntary effort does cost:  Also business can help by encourag-
             in terms of being supported and  everything from painting and gar-  individuals need to be trained in  ing and helping staff to volunteer.
             enabled, being capable of creating  dening to tidying a street of litter.  the same way as paid staff, people   What next?  If you can help think
             change in their neighbourhood.     Nick  Hurd  MP,  Minister  for  need specialist advice about a wide  what needs to be done, get together
              And  Big  Society  is  very  much  Civil  Society,  said  recently:  “Our  range of issues from safety to first  with others and make it happen.
             alive  in  Swindon  with  between  country faces a huge challenge in  aid,  and  recruitment.  They  need  VAS can help with advice on where
             1,000 and 2,000 groups of all sizes  reducing the public sector deficit.   help with somewhere to meet, and  to look for funds, printing leaflets
             working on a multitude of projects  Everyone has a role to play in ad-  practical things like printing leaflets  and publicising your activities.
             and in most neighbourhoods.  dressing  this.”         and creating web sites.      See  what  we  do  at:  www.vas-
              At VAS we are delighted with the   The  danger  for  ‘volunteering’   Finally I do feel inspired by the  swindon.org
             contribution of many individuals  is that public services are cut and  idea of ‘your square mile’ where a   We’re  also  close  partners  with
             in Swindon who make the town a  there may be an expectation that the  few local individuals get together,   Swindon  Volunteers.  If  you  need
             better place to live, and I want to  public can start doing these activi-  decide what needs changing locally  ideas  on  how  you  can  contribute
             say thank you for your contribution.  ties for free. Fortunately Swindon  and just get on and do it!    your time and skills to an organisa-
             Without your work Swindon could  Council realises we need help and   Clearly government can help by  tion in 2011, contact them via www.
             not function.              VAS continues to receive financial  minimizing red tape and giving us  swindonvolunteers.org.uk

                                        Free yourself from loan sharks

             If the new year brings new worries about how to make ends meet, don’t be tempted to go to loan sharks. With repayment terms typically
             as much as 1000 per cent, sometimes a lot more – a loan of £300 could see you paying £3,000 over the year.
              Local Credit Unions, by contrast,  rates  or  unachievable  repayment  no legal right to recover the debt.”  the amount you’ve saved.
             offer  loans  with  a  typical  APR  of  periods. The penalty for defaulting is   Kate  Rowe,  of  Clivey  Credit   “One member told us that we’re
             12.68 per cent, so repayments on a  often intimidation or violence. Legal  Union,  explained  the  benefits  of  like family to her. Realising what we
             £300 loan would total just £319.80. moneylenders have to be licensed  belonging  to  a  credit  union. “Our  can offer, she can see light at the
              Alan Evans, of the South West  by the Office of Fair Trading (OFT)  APR  is  12.68%  and  we’re  there  end of the tunnel.”
             Illegal Money Lending Team, said,  and follow strict regulations. If you’ve  to help you get back on your feet.   For  details  of  the  Clivey  Credit
             “loan sharks may first come across  borrowed  money  from  an  illegal  When you’re in a position to be put-  Union call 07905 636152.
             as a friendly lifeline to those with  source you’re under no legal obliga-  ting even a tiny amount away each    If you’re concerned about illegal
             money worries but their victims can  tion to repay the debt; if a lender is  week, after saving for just 13 weeks  money  lenders  contact  the  24/7
             be faced with extortionate interest  not licensed by the OFT they have  you can take out a loan at double  hotline on 0300 555 222.




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