Page 13 - link magazine
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swindonlink.com • September 2012  13
                  New blog helps young people
                    with mental health issues
                                                                                     Ask Peter B
                                                                                     Ask Peter B
                                                                                    Ask Peter B
           Twenty-five year old Justine Aplin from West Swindon was diagnosed
           two years ago with bipolar disorder, after a ten year struggle with GPs
           to refer her to the mental health team. Two years on she has turned her   Small  Business advice
           life around, and is now keen to help other young people who may be        from Peter Bromiley ACA
           feeling as helpless as she once did.                                      Technical Director AMS Accountancy Ltd.
             Explaining her ultimate ambition
           to inspire others to take control of                      Q: I’m married and earn £50,000 including interest from

           their lives, Justine said: “There isn’t                   savings and investments. Can I legitimately reduce my Tax?
           enough  mental  health  advice  for
           young people. It’s alright reading                         A: For income over £42,475 (Higher Rate threshold); your
           leaflets but there’s nobody sharing                       savings and investments income will incur an extra 20% tax.
           their personal experience about the
           issues. So I decided to start writing a                   You could legitimately:
           blog and using Twitter to reach out                       Gift your wife your investments.  She would be taxed on the
           to other young people. If anyone                          investment income at 20%, so long as her income stays below
           reads my feeds and takes one piece
           of advice I’ll feel as if it’s worked.”                   £42,475; reducing your income and your tax.  Also, reduce your
             Justine  began  to  struggle  with                      tax by paying into a pension plan; saving you 20% tax on the
           mental  health  aged  15,  though  it   Justine Aplin     contributions plus a further 20% tax relief in your pension fund.
           took  eight  years  before  she  was
           properly  diagnosed  with  bipolar   Describing  what  has  made  the   Example: Jim earns £51,500 and receives dividends on shares of
           disorder. She said: “It wasn’t until  biggest difference for her, Justine   £1,800.  His wife Jill earns £15,000. If Jim gifts his investments to
           I  was  telling  everyone  I  was  fa-  said:  “Information,  medication   Jill, he will save tax of £450/year.  Then, by paying £1,200 into a
           mous that the GPs did anything.  and  opportunities  are  all  great,   pension, he will have a pension fund of £1,500 (£1,200 + tax
           I stayed awake for a whole week,  but you need a willingness to help   relief of £300), and will also receive a tax refund of £300.
           then crashed out. When it got really  yourself too.
           bad I couldn’t leave the house, and   “One  day  I  just  thought,  I  can   For a good Self-Assessment Tax Return service – call AMS.
           that went on for about two years.”  either  be  my  diagnosis,  or  I  can
             Following her diagnosis Justine  be Justine. Breaking the pattern of
           was referred to the mental health  thought about who I wanted to be   AMS Accountancy Ltd
           team  for  a  ten  week  course.  She  and  making  that  choice  was  key.   Delta 606, Swindon SN5 7XF
           continues on medication, and en-  After all everyone has the right to   01793 818400
           rolled on the Prince’s Trust TEAM  a good quality of life.”  www.ams-accountancy.co.uk
           programme in the Spring, which led   Follow Justine’s blog: bipolar-24.
           her to her current role as a volunteer  blogspot.co.uk  and  on  Twitter  @
           with Wizard Café on Eastcott Hill.  bipolarswindon
           Year 8 pupil starts to stretch his teacher

           Lydiard Park Academy pupil Joe Matthews, 13, who has struggled for
           years with Asperger’s Syndrome and dyslexia is being given his chance
           to excel by starting an A level course in computer science.                                              
             Joe, who spends some of his                                                    
           time  in  the  school’s  Autism
           Spectrum  Disorder  Unit,  has
           already gained an A grade in

           BTec information technology.
             His mother Sonia de Blaqui-

           ere said Joe has always found

           school  difficult.  “He  was  la-

           belled a naughty child until he
           was diagnosed with Asperger’s
           aged ten. Things have to have                                 Why we all need a Will.
           meaning for Joe otherwise he
           can easily become disinterested                           •  If you don't have a Will, a total stranger will decide what
           and bored. But computers have                              should be done with your estate and possibly your children.
           always  fascinated  him.  He   Joe with IT teacher Dermot McLaughlin  •  If married and you don’t have a Will the amount your
           used  to  help  his  primary  school  first pupil to pursue an A level in   spouse can inherit is restricted.
           teachers with IT problems and last  computer science; he attends Year
           summer  built  his  own  computer  10 classes and has a weekly one to   •  If you are co-habiting your partner will not be entitled to
           from scratch.              one lesson with me. Joe keeps me on   keep anything owned by you. Including the family home.

             “Lydiard  Park  Academy  have  my toes by pushing me to produce   •  Without an effective Will in place your family home can be
           been  very  supportive  and  Joe  is  new work modules.    forcibly sold to pay for Long Term Care fees.
           part  of  the  gifted  and  talented   “Other gifted pupils have seen
           programme  which  means  he  can  Joe’s  success  and  he’s  inspiring   A professionally written Will can avoid all the above, as well as
           be mentored to achieve at the high-  them to be challenged.”  providing peace of mind that your affairs are in order. We offer
           est level.”                  To give Joe a practical aspect to   competitive, fixed fees and FREE HOME VISITS if required.
             Lydiard Park IT teacher Dermot  his IT studies he spends two hours a
           McLaughlin said: “He has excep-  week on work experience at Manor   For more information please call, or visit our NEW WEBSITE
           tional  ability  and  completed  the  Solutions. He said: “I’m enjoying   www.foresightwills.com
           BTec with a distinction in a quarter  school a lot more and see my future   32 – 33 Commercial Road, Swindon, SN1 5NS.

           of the time other pupils took. Even  in repairing computers and coming
                                                                                    Tel: 01793 433705
           though  he’s  in  Year  8  Joe  is  our  up with answers to IT problems.”


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