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Mansfield
                                   MORTGAGE
                                                                                 Begbie

                                                                                 Associates
                                      PAYMENT

                                        BLUES!?








           Have you received, or are you to expecting to receive,
           a letter informing you of an increase in your monthly

           mortgage payments?


           If so, you are not alone. Thousands of people are having to pay
           an increased amount to their mortgage lenders due to the
           once-yearly change in payment levels, taking the interest
           rate increases in 1989 into account.



           We can help you   with free advice and quotations regarding our
           major link-up with one of the four largest Building Societies
           in the U.K. They operate a low-start scheme for mortgages
           and remortgages where, via ourselves, the income multiples
           are higher than normal.



              THIS IS NOT A DEFERRED INTEREST 'ROLL-U?
                 SCHEME WHERE YOU END UP OWING MORE

                        MONEY THAN YOU STARTED WITH!


           With this Building Society loan you could use your equity to

           subsidise your payments in the early years. Using £5,000 of
           your equity you would be able to save £229 per month in the
           first year, e.g. on a mortgage of £45,000 at 14.5% (variable
           rate), you could reduce your monthly payment to £284.37
           (interest only), a saving of £169 per month.


           This could take away any financial worries enabling you to
           look forward to a more stable way of life. There are no hidden
           clauses and you may like to find out how much you could save.

           If so, please ring either of the numbers below.

                  WE CHARGE NO ARRANGEMENT FEES


                   Swindon 873369 (2 lines) or 827725.

           Appointed Representative of Cornhill Insurance Group, member of          utjr  and I.M.IR.O.
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