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MORTGAGE                                     Mansfield
                                                                                 Begbie
                                      SERVICES                                   Associates

                                    Serving the community since 1987




      LOOKING FOR A NEW MORTGAGE?



            COMPETITIVE RATES • GREATER STABILITY




           Whether you are moving house or thinking of re-mortgaging

                   your present property, we may be able to help you
    We have special discounts available NOW!!




          First time buyers                       For example,   £50,000 would cost £88.73 per month
                                                  interest only net of MIRAS (excluding insurance).
                                                  This is a discount of 4.9%  for the first year.
          2.34% (APR 2.7%) for one year (variable)*
                                                  For example,   £50,000 would cost £179.73 per month
          4.74% (APR 5%) for two years (variable)*
                                                  interest only net of MIRAS (excluding insurance).
          * £400 cashback on completion           This is a discount of 2.5%  for the first two years.


                                                  A 3%  discount for one year, PLUS a 3%  cashback.
          Now available:
      00.                                         For example,  £50,000 at 4.24%  (APR  4.5%)  would cost
          Combination Discount Cashback           £160.77 per month   interest only net of MIRAS (excluding
                                                  insurance), together with a £1,500 cashback on completion.


          Fixed rates                             For example, 2 years fixed rate at 4.24%  (APR 4.5%)  and 5
                                                  year fixed rate 6.99%  (APR 7.4%). (Max loan to value 90%)

          If you already have                     Don't worry 	Cashbacks of up to £6,000 are now
                                                  available for housebuyers and those seeking to
          a mortgage 	                            re-mortgage.



       100% mortgages now available for first and second time buyers
                    You tell us what your requirements are and we will try

                  to provide the arrangements to suit your individual needs

        Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
                        For free advice and further information, call us now on

                  Swindon 873369


                   'Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                 CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business'.
   Credit broker fees of up to 1% on the advance may be charged at completion depending on the type of product and credit period. Rate applied is 2.34%PA (2.7% APR) for one year. APR is variable. Rates may vary. A written quotation on loans can
    be obtained on request. Only available to persons 18 years of age or over. Subject to status. Subject to out current lending criteria. A 4.9% reduction applied to the variable base mortgage rate. currently 7.24%. Those applicants benefitting from
     this special discount who redeem their mortgage within four years from the date of completion will be charged an additional sin months interest. This charge will be reimbursed if a new mortgages then taken out with the Society. Example: A
     married couple aged 30 years and 26 years, both non-smokers, applying for an endowment mortgage of 050.000 over a 25 year term (300 monthly payments), completing before 31 July 1996 Secured against a property being purchased for
   055.000.300 monthly mortgage payments net of tax of £66.73. Monthly endowment premium of £74.96. Total amount payable 099.262 Calculated to include: Valuation fee £155. This calculation is based on the assumption that the discounted rate
   will apply throughout the term of the loan. Maximum loan £150,000. The 2.34% rate applies to loans up to and including 95% of the purchase price or valuation. whichever is the lower. The discounted rate is applicable for one year, after which the
                     then current rate will apply. When an applicant is borrowing more than 75% the Society will require additional security. This is usually in the form of a Risk Charge
           REMEMBER: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT
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